Kev Pab Them Nqi Medicare rau Kev Txiav Luam Yeeb

Zoo Siab

• Medicare them rau dab tsi rau kev txiav luam yeeb?
• Pab sab laj
• Tus nqi ntau npaum li cas?
• Daim ntawv yuav tshuaj
• Tus nqi ntau npaum li cas?
• Yam twg Medicare tsis them?
• Kev txiav luam yeeb yog dab tsi?
• Cov nqa mus

• Medicare muab kev pab them nqi rau kev txiav luam yeeb, suav nrog cov tshuaj noj thiab kev pab sab laj.
• Cov kev pab no yog muab los ntawm Medicare ntu B thiab D lossis los ntawm Medicare Advantage txoj kev pab them nqi.
• Kev txiav luam yeeb muaj ntau yam zoo, thiab muaj ntau yam uas yuav pab tau koj taug txoj kev.

Yog koj npaj tau los txiav luam yeeb, Medicare tuaj yeem pab tau.

Koj tuaj yeem tau txais kev fajseeb rau kev txiav luam yeeb dhau los ntawm Medicare qub (feem A thiab B) - tshwj xeeb Medicare Tshooj B (kev fajseeb khomob). Koj tseem tuaj yeem tau txais kev pab them nqi raws li Medicare Advantage (Tshooj C) txoj phiaj xwm.

Medicare suav tias kev pabcuam kev txiav luam yeeb yog kev saib xyuas tiv thaiv. Qhov no txhais tau hais tias feem ntau, koj tsis tas yuav them tus nqi sab nrauv hnab tshos.

Kav tsij nyeem kom paub ntxiv txog yam Medicare pab them koj los txiav luam yeeb.

Medicare them rau dab tsi rau kev txiav luam yeeb?

Cov kev pab txiav luam yeeb poob nyob rau hauv Medicare Tshooj B, uas them nrog ntau cov kev pab tiv thaiv.

Koj tau them txog li ob qhov kev sim thaum txiav tawm txhua xyoo. Txhua qhov kev sim muaj plaub zaug sib tham tim ntsej tim muag, tag nrho ntawm yim zaug kawm ib xyoo.

Nrog rau kev tawm tswv yim, koj tus kws kho mob yuav qhia cov tshuaj kom pab koj txiav kev haus luam yeeb. Medicare Tshooj B tsis kam them rau daim ntawv yuav tshuaj, tab sis koj tuaj yeem yuav cov kev pab them nqi no nrog Medicare Part D (tshuaj noj) ntawv kho mob. Txoj Kev Npaj Ua Tshooj D yuav pab koj them rau cov nqi.

Koj tuaj yeem tau txais cov kev pabcuam no raws li Medicare Advantage txoj kev npaj ib yam nkaus. Medicare Advantage cov phiaj xwm, tseem hu ua Medicare Part C cov phiaj xwm, yuav tsum muab kev tiv thaiv zoo ib yam li Medicare qub.

Qee cov phiaj xwm Advantage tseem suav nrog kev pab them tshuaj, thiab ntxiv cov kev pab txiav luam yeeb uas Medicare tsis duav txog.

Pab sab laj

Lub sijhawm tawm tswvyim los pab koj txiav kev haus luam yeeb, tus kws khomob lossis kws pabcuam yuav muab tswv yim rau koj txog kev txiav luam yeeb. Koj yuav tau txais kev pab nrog:

• kev npaj txiav luam yeeb
• paub cov xwm txheej uas ua rau koj xav haus luam yeeb
• nrhiav lwm cov kev tuaj yeem hloov kev haus luam yeeb thaum koj muaj qhov xav tso
• tshem tawm cov khoom lag luam luam yeeb, nrog rau cov ntais teeb thiab cov pa tshauv tawm ntawm koj lub tsev, tsheb, lossis chaw ua haujlwm
• kawm saib kev txiav luam yeeb yuav pab tau koj kev noj qab haus huv npaum li cas
• nkag siab txog txoj kev xav thiab lub cev uas koj yuav mus dhau thaum txiav luam yeeb

Koj tuaj yeem tau txais kev sab laj hauv ob peb txoj kev sib txawv, suav nrog hauv xov tooj thiab hauv cov rooj sib tham hauv pab pawg.

Kev sab laj hauv xov tooj muaj kev txhawb nqa txhua yam hauv cov rooj sib tham hauv chav ua haujlwm tab sis koj tsis tas yuav tawm hauv koj lub tsev.

Hauv kev kawm ua pab pawg, cov kws pab sab laj qhia txoj kev sau me me ntawm txhua tus neeg uas ua haujlwm rau tib lub hom phiaj, xws li txiav luam yeeb. Pab pawg sab laj tswv yim tuaj yeem yog txoj hauv kev zoo kom tau txais kev pab txhawb nqa los ntawm cov neeg paub txog yam koj tab tom taug qab thiab qhia koj cov kev ua tiav thiab kev tawm tsam.

Tus kws pab tswv yim uas koj xaiv yuav tsum tau ntawv pom zoo los ntawm Medicare yog tias koj xav kom muaj cov kev pab cuam them rau. Koj kuj yuav tsum yog tus haus luam yeeb tam sim no thiab rau npe rau hauv Medicare. Koj tuaj yeem nrhiav cov muab kev pabcuam hauv koj thaj chaw uas yog siv Medicare lub vev xaib.

Tus nqi ntau npaum li cas?

Tus nqi ntawm koj yim ntu kev pab tswv yim yuav them rau Medicare txhua yam yog tias koj siv tus kws kho mob pom zoo rau Medicare. Koj tsuas yog tus nqi yuav yog koj Tshooj B tus nqi them txhua hli (lossis tus nqi them rau koj txoj kev pab them nqi Medicare Advantage), tab sis qhov no yuav yog tus nqi koj ib txwm them.

Daim ntawv yuav tshuaj

Koj tus kws kho mob kuj tseem yuav sau ntawv yuav tshuaj los pab koj txiav kev haus luam yeeb. Cov tshuaj no pab koj txiav luam yeeb los ntawm kev txo koj txoj kev haus luam yeeb.

Yuav kom tsim nyog tau txais kev pab, cov tshuaj yuav tsum yog tus kws kho mob thiab los ntawm Tsoom Fwv Tswj Xyuas Khoom Noj thiab Tshuaj (FDA) tau los pab txiav kev haus luam yeeb. Tam sim no, FDA tau pom zoo ob txoj kev xaiv:

• Chantix (varenicline tartrate)
• Zyban (bupropion hydrochloride)

Yog tias koj muaj phiaj xwm tshuaj noj los ntawm Medicare Tshooj D lossis Medicare Advantage, koj yuav tsum them rau cov tshuaj no. Qhov tseeb, txhua txoj kev npaj khomob uas koj muaj los ntawm Medicare yuav tsum tau them tsawg kawg ib cov tshuaj rau kev txiav luam yeeb.

Tus nqi ntau npaum li cas?

Koj tuaj yeem pom cov qauv tshuaj feem ntau ntawm cov tshuaj no, thiab feem ntau lawv pheej yig.

Tus nqi them tshaj rau bupropion (daim qauv ntawm Zyban) yog nyob ib ncig $ 20 rau 30 hnub rau kev xa khoom, txawm tias tsis muaj kev tuav pov hwm lossis daim coupon. Tus nqi no yog dab tsi koj yuav them tau yam tsis muaj kev tuav pov hwm. Tus nqi tiag uas koj yuav them yog nyob ntawm koj hom is saws las, koj qhov chaw nyob, thiab lub tsev muag tshuaj koj siv.

Koj cov nqi ntawm hnab tshos tawm kuj yuav yog nyob ntawm koj cov Tshooj D lossis Advantage txoj kev npaj tshwj xeeb. Koj tuaj yeem tshawb xyuas koj cov phiaj xwm cov npe tshuaj, npe hu ua tshuaj, yog koj xav pom cov tshuaj twg suav nrog.

Nws tseem yog lub tswv yim zoo uas yuav ncig mus yuav cov khw muag tshuaj hauv koj lub zej zog kom tau tus nqi zoo tshaj.

Yam twg Medicare tsis them?

Medicare nkaus xwb cov tshuaj muab rau kev txiav luam yeeb tsis pab them. Cov tshuaj yuav tom khw tsis tau them. Yog li, txawm tias lawv yuav pab koj txiav luam yeeb, koj yuav tsum tau them rau lawv tawm hauv hnab tshos.

Qee cov khoom muaj ntau cov khoom lag luam suav nrog:

• nicotine pos hniav
• nicotine lozenges
• thaj ua rau muaj nicotine
• nqus tau pa tshuaj tuag

Cov khoom no paub li nicotine hloov txoj kev kho mob. Siv lawv tuaj yeem pab koj kom maj mam txiav tawm, vim tias lawv tso cai rau koj kom tau cov tshuaj nicotine me me yam tsis muaj kev haus luam yeeb. Tus txheej txheem no tuaj yeem pab koj pom cov tsos mob tsawg zuj zus.

Tsis muaj teeb meem uas koj xaiv cov hom phiaj, lub hom phiaj yog siv nws tsawg dua li lub sijhawm mus. Txoj kev no, koj lub cev yuav kho kom tsawg thiab tsis muaj nicotine.

Original Medicare tsis kam them rau ib qho ntawm cov khoom lag luam muag khoom.

Yog tias koj muaj Medicare Advantage txoj kev npaj, tab sis, nws yuav suav qee qhov kev pov hwm lossis txo nqi ntawm cov khoom no. Koj tuaj yeem tshawb xyuas cov ntsiab lus ntawm koj txoj kev npaj lossis nrhiav ib tus hauv koj thaj chaw uas them rau cov khoom no siv Medicare cov phiaj xwm nrhiav.

Kev txiav luam yeeb yog dab tsi?

Txheej txheem ntawm kev txiav luam yeeb yog paub tias yog kev txiav luam yeeb. Raws li kev tshawb fawb los ntawm CDC, kwv yees li ntawm cov neeg laus neeg Asmeskas haus luam yeeb xav txiav luam yeeb hauv xyoo 2015.

Cov laj thawj los txiav luam yeeb muaj:

• nce lub neej siab dua
• txo kev pheej hmoo ntawm ntau cov kab mob
• zuag qhia tag nrho kev txhim kho kev noj qab haus huv
• txhim kho tawv nqaij zoo
• zoo dua kev nkag siab ntawm saj thiab ntxhiab tsw
• tsawg dua qhov mob khaub thuas lossis ua xua cov tsos mob

Tus nqi luam yeeb yog lwm qhov ua rau ntau tus neeg txiav luam yeeb. Kev tshawb fawb qhia tau hais tias txiav kev haus luam yeeb tuaj yeem txuag koj kom ntau li $ 3,820 toj xyoo. Dua li ntawm qhov no, tsuas yog ntawm cov neeg haus luam yeeb ua tiav tau zoo hauv xyoo 2018.

Yog koj sim txiav luam yeeb, cov hau kev txiav luam yeeb tuaj yeem pab koj kom pom cov tsos mob ntawm kev tshem tawm cov nicotine thiab muab cov cuab yeej rau koj uas koj xav tau kom tsis txhob haus luam yeeb.

Koj tuaj yeem sim ntau txoj hauv kev ntxiv rau kev sab laj kev sab laj, tshuaj noj, thiab tshaj tawm cov khoom lag luam.

Piv txwv, ntau lub xov tooj ntawm cov smartphone tau tsim los pab koj tswj koj txoj kev ntshaw thiab nrhiav kev txhawb nqa phooj ywg. Koj tseem tuaj yeem pom cov kev qhia tsis muaj kev tsis sib xws, zoo li kev koom tes nrog tshuaj ntsuab los yog tshuaj ntsuab, muaj txiaj ntsig zoo.

Qee tus neeg siv cov e-luam yeeb thaum sim txiav luam yeeb, tab sis tsis pom zoo cov qauv no.

Nov yog qee qhov kev pab ntxiv rau thaum koj npaj siab los ua tus kauj ruam tom ntej:

• Lub Teb Chaws Tuam Txhab ntawm Kev Haus Luam Yeeb Txiav Tawm. Tus xov tooj no yuav txuas koj nrog tus kws tshaj lij uas tuaj yeem pab koj ua phiaj xwm txiav mus rau qhov zoo. Koj tuaj yeem hu 800-QUITNOW (800-784-8669) kom pib.
• Haus Luam Yeeb. Smokefree tuaj yeem coj koj mus rau cov kev pab, tsim kev sib tham nrog tus kws pab tswv yim, thiab pab koj taug qab koj qhov kev nce qib.
• Kev ywj pheej ntawm kev haus luam yeeb. Qhov program no, muaj los ntawm American Lub Koom Haum Saib Xyuas Mob ntsws, tau pab tib neeg txiav luam yeeb txij li xyoo 1981 los.

Cov nqa mus

Medicare tuaj yeem pab koj txiav kev haus luam yeeb. Nws npog ntau ntau hom kev kawm.

Thaum koj txiav txim siab cov kev xaiv uas zoo tshaj rau koj, nco ntsoov:

• Medicare txiav txim txog kev txiav luam yeeb ua kom tsis txhob muaj kev tiv thaiv mob zoo.
• Koj tuaj yeem tau txais yim txoj kev txiav txim txog kev haus luam yeeb muaj nyob rau txhua xyoo, tsuav yog koj tus kws khomob nkag rau hauv Medicare.
• Koj tuaj yeem tau cov tshuaj uas kws kho mob duav tau nyob hauv Medicare Tshooj D lossis Medicare Advantage.
• Original Medicare tsis kam them rau cov khoom yuav tom kiab khw, tab sis txoj kev npaj Advantage yuav zoo.
• Kev txiav luam yeeb ntawm koj tus kheej yuav yog qhov nyuaj, tab sis cov phiaj xwm kev txiav, kev noj tshuaj, thiab kev saib muaj txiaj ntsig tuaj yeem pab.

Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.