North Dakota Medicare Cov Tswv Yim Kho Mob hauv 2021

Zoo Siab

• Medicare yog dab tsi?
• Qhov A thiab B
• Ntu C
• Ntu D
• Medigap
• Cov phiaj xwm Medicare Advantage twg muaj nyob hauv North Dakota?
• Leej twg muaj feem tsim nyog tau txais Medicare hauv North Dakota?
• Kuv muaj cuab kav teev npe tau rau hauv Medicare North Dakota thaum twg?
• Rau npe nkag (7 lub hlis puag ncig koj lub hnub yug 65 xyoos)
• Kev rau npe nkag (Lub Ib Hlis 1 txog Peb Hlis 31) thiab kev sau npe txhua xyoo (Lub Kaum Hlis 15 txog Kaum Ob Hlis 7)
• Sau npe tshwj xeeb
• Cov lus qhia rau kev cuv npe hauv Medicare hauv North Dakota
• Cov chaw muab kev pab hauv Medicare hauv North Dakota
• Kuv yuav ua licas txuas ntxiv mus?

Medicare yog tsoomfwv ib txoj kev npaj pab kas phais pov hwm kev noj qab haus huv muaj nyob hauv North Dakota rau cov neeg hnub nyoog 65 thiab laus dua lossis cov neeg uas muaj qee yam mob lossis xiam oob qhab.

Los ntawm Medicare thawj zaug mus rau kev pab them cov tshuaj thiab Advantage cov kev npaj hauv North Dakota, Medicare muaj ntau cov phiaj xwm thiab cov kev xaiv them nqi kom haum rau koj cov peev nyiaj thiab koj cov kev xav tau kev kho mob.

Medicare yog dab tsi?

Thaum xav txog koj cov kev xaiv rau Medicare cov kev pab them nqi hauv North Dakota, koj yuav tsum xub txiav txim siab txog cov theem uas koj xav tau.

Qhov A thiab B

Thawj qhov phiaj xwm Medicare nyob hauv North Dakota muab kev tuav pov hwm kev noj qab haus huv rau tsoomfwv rau tsev kho mob thiab kev kho mob. Medicare qub tuaj yeem faib ua Tshooj A (ntawv pov hwm tsev kho mob) thiab Tshooj B (ntawv pov hwm kho mob).

Cov kev pab them nyiaj Medicare thawj zaug suav nrog:

• pw hauv tsev kho mob thiab pw hauv tsev kho mob
• kev soj ntsuam ib ce txhua xyoo
• kev kuaj sim
• txwv, qee sij hawm tu mob hauv tsev
• tsawg heev, luv-luv lub sij hawm kev tu neeg mob hauv tsev laus
• cov kev pab thauj mob
• mob hlwb

Cov neeg feem coob tau cuv npe hauv Ntu A thaum lawv muaj 65 xyoos.

Ntu C

Medicare Advantage (Tshooj C) cov kev npaj hauv North Dakota yog muaj los ntawm cov tuam txhab tuav pov hwm ntiag tug, thiab lawv muab ntau cov kev pab them nqi kho mob ntau dua li cov Medicare qub.

Cov txiaj ntsig kev pab them nqi suav nrog:

• txhua yam uas Medicare them ua ntej
• kev pab them tshuaj rau cov npe tshuaj tshwj xeeb
• kev xaiv them kev xaiv rau lwm cov kev pab xws li kev kho hniav, hnov ​​lus, lossis lub zeem muag

Ntu D

Cov kev pab them nqi kho mob ua yuav los ntawm cov kws kho mob ntiag tug raws li Phaj D phiaj. Koj tuaj yeem ntxiv rau Tshooj D kev npaj rau koj thawj Medicare North Dakota txoj kev pab them nqi rau kev pab them tus nqi ntawm koj cov tshuaj.

Txhua qhov phiaj xwm muaj ib daim ntawv teev cov tshuaj kho mob tshwj xeeb, npe hu ua ib daig ntawv sau qhia. Yog li, thaum sib piv Part D cov phiaj xwm, tshawb xyuas cov npe tiv thaiv cov tshuaj uas koj tau noj kom ntseeg tau tias lawv suav nrog.

Medigap

Medicare cov kev pab them nqi kho mob (Medigap) hauv North Dakota yog muaj los ntawm cov tuam txhab tuav pov hwm ntiag tug, thiab lawv yuav them cov nqi kho mob xws li feem yus them ua ke thiab kev pab them tus nqi uas qhov kev npaj Medicare qub tsis kam.

Koj tuaj yeem tsis yuav Ob Ntu C thiab Medigap. Koj yuav tsum tau cuv npe hauv Medicare tus thawj thiab yuav xaiv Ntu C lossis Medigap.

Cov phiaj xwm Medicare Advantage twg muaj nyob hauv North Dakota?

Medicare Advantage cov kev npaj hauv North Dakota yog tag nrho cov muab los ntawm cov tuam txhab tuav pov hwm ntiag tug. Txhua lub tuam txhab muab cov ntawv pov hwm tshwj xeeb nrog cov kev xaiv sib txawv thiab cov nqi them tus nqi.

Cov muab kev pab thiab cov phiaj xwm sib txawv los ntawm county, yog li thaum tshawb fawb txog Medicare Advantage cov kev pab hauv North Dakota, nco ntsoov tias koj tsuas saib cov uas muaj nyob hauv koj tus ZIP code thiab lub nroog.

Cov thauj neeg muaj npe hauv qab no muab kev pom zoo rau Medicare C cov phiaj xwm rau cov pej xeem hauv North Dakota:

• Aetna
• Kev Noj Qab Nyob Zoo
• Neej Neeg Dab
• Lasso Kho Mob
• Medica
• NextBlue ntawm North Dakota
• UnitedHealthcare

Leej twg muaj feem tsim nyog tau txais Medicare hauv North Dakota?

Koj yuav tsum tau ntsib tsuas yog ob peb yam kev tsim nyog rau Medicare cov phiaj xwm nyob rau hauv North Dakota:

• koj yuav tsum muaj hnub nyoog 65 xyoos los yog tshaj saud
• koj yuav tsum yog neeg Amelikas lossis neeg nyob hauv lub tebchaws United States

Puas yog koj muaj hnub nyoog qis dua 65 xyoos? Tej zaum koj tseem yuav tsim nyog rau Medicare yog:

• koj muaj mob xiam oob qhab
• koj tau txais cov txiaj ntsig kev tsis taus los ntawm Xaus Saus rau 24 lub hlis lossis ntau dua
• koj muaj mob ntev ib yam li mob raum ntu kawg (ESRD) lossis amyotrophic lateral sclerosis (ALS)

Kuv muaj cuab kav teev npe tau rau hauv Medicare North Dakota thaum twg?

Koj yuav muaj ntau txoj hauv kev los teev npe hauv Medicare lossis pauv koj cov kev pab them nqi. Nws yog ib qho tseem ceeb kom nco ntsoov cov hnub tim yog li koj tsis nco lub sijhawm los hloov yam uas koj xav tau.

Rau npe nkag (7 lub hlis puag ncig koj lub hnub yug 65 xyoos)

Koj thawj thawj lub sijhawm los teev npe rau Medicare cov kev pab hauv North Dakota yog 7 lub hlis nyob ib puag ncig koj lub hnub nyoog 65 xyoos. Koj tuaj yeem pib sau npe nkag 3 lub hlis ua ntej koj hnub yug. Nws yuav txuas ntxiv thaum koj lub hli yug thiab rau 3 hlis tom qab koj lub hnub yug.

Lub sijhawm sau npe thaum pib yuav pib los ntawm Social Security Administration, tab sis koj tseem yuav tsum txiav txim siab yog tias koj xav tso npe rau hauv phiaj xwm kev siv tshuaj lossis phiaj xwm Advantage.

Kev rau npe nkag (Lub Ib Hlis 1 txog Peb Hlis 31) thiab kev sau npe txhua xyoo (Lub Kaum Hlis 15 txog Kaum Ob Hlis 7)

Tom qab koj tau cuv npe hauv Medicare, koj yuav muaj ob txoj hauv kev hauv ib lub xyoo los rov ntsuas dua koj cov kev pab tam sim no, hloov pauv rau koj cov phiaj xwm, hloov mus rau Advantage phiaj xwm, lossis tawm Advantage txoj kev npaj thiab rov qab mus rau Medicare North Dakota qub.

Lub sijhawm tso npe nkag dav dav txij lub Ib Hlis 1 txog Lub Peb Hlis 31 thiab qhib lub sijhawm qhib nkag txij lub Kaum Hlis 15 txog Kaum Ob Hlis 7, koj tuaj yeem hloov pauv rau koj qhov kev pab them. Nco ntsoov tias Medicare Advantage qhib kev nkag npe tseem yuav tshwm sim txij lub Ib Hlis 1 txog Lub Peb Hlis 31.

Sau npe tshwj xeeb

Koj puas tau nyuam qhuav tsiv mus rau qhov chaw tshiab lossis nyuam qhuav tawm haujlwm? Koj tuaj yeem hloov pauv rau koj qhov kev tiv thaiv tam sim no lossis sau npe rau Medicare cov phiaj xwm hauv North Dakota thaum lub sijhawm sau npe tshwj xeeb. Qee lub sijhawm uas yuav ua rau lub sijhawm nkag tshwj xeeb suav nrog:

• tsiv tawm ntawm ntau qhov kev pabcuam koj tau tam sim no
• tsiv mus rau hauv tsev tu neeg mus sij hawm ntev
• koom nrog Kev Pabcuam rau Txhua Tus Txheej Txheem Pab Neeg Laus (PACE) txoj kev npaj khomob
• kev poob haujlwm uas pab txhawb nqa cov kws khomob
• cuv npe rau hauv cov koom tes pab them nqi kho mob

Cov lus qhia rau kev cuv npe hauv Medicare hauv North Dakota

Nrog rau ntau txoj kev pab them nqi - thiab tsoomfwv thiab cov phiaj xwm ntiag tug xaiv los xaiv - nws yuav siv sijhawm los ntsuas koj cov kev xaiv, sib piv cov phiaj xwm, thiab nrhiav ib qho uas tswj koj cov kev xav tau kev noj qab haus huv thiab koj cov nyiaj txiag tam sim no. Nov yog qee qhov koj tuaj yeem ua raws:

1. Pib nrhiav koj los ntawm kev siv koj tus ZIP code thaum saib rau cov phiaj xwm tshuaj lossis Medicare Advantage cov kev npaj hauv North Dakota. Txoj kev no, koj yuav tsis nkim koj lub sijhawm nyeem ntawv luam tawm zoo rau cov phiaj xwm tsis txawm muaj nyob hauv koj lub nroog.
2. Ntxiv mus, hu rau koj tus kws kho mob qhov chaw ua haujlwm. Feem ntau cov kws kho mob yuav txais thawj qhov kev pab them kho mob Medicare tab sis ua haujlwm nrog cov tuav pov hwm ntiag tug nkaus xwb. Tshawb nrhiav cov tsheb thauj khoom twg lawv txais.
3. Qhov thib peb, sau tag nrho cov tshuaj noj thiab cov tshuaj yuav tom khw los yuav. Yog tias koj tab tom txiav txim siab rau Tshooj C (Medicare Advantage) lossis Phaj D txoj kev npaj, khij daim ntawv no tawm tsam cov npe tshuaj uas txhua qhov phiaj xwm kho mob tau them.
4. Txog tam sim no, koj yuav tsum muaj cov npe luv ntawm cov phiaj xwm xaiv los ntawm. Tshawb xyuas cov phiaj xwm tswv yim xav li cas rau txhua qhov phiaj xwm los ntawm kev xyuas nws cov hnub qub kev ntaus nqi. Hauv txoj kev ntaus nqi hnub qub, cov tswvcuab muab lawv cov phiajxwm ntsuas raws li 1 txog 5, nyob ntawm seb lawv txaus siab npaum li cas xyoo dhau los. Qhov kab ke no ua tiav cov phiaj xwm raws li phiaj xwm phiaj xwm, tus tswvcuab tsis txaus siab, thiab kev pabcuam cov qhua tuaj noj mov, thiab lwm yam. Ua kom xaiv qhov phiaj xwm nrog qhov ntaus nqi 4 lub hnub qub lossis siab dua, yog ua tau.

Cov chaw muab kev pab hauv Medicare hauv North Dakota

Yog tias koj xav tau cov peev txheej ntxiv txog cov phiaj xwm Medicare nyob hauv North Dakota, koj tuaj yeem tiv tauj koj lub koom haum hauv lub xeev txhua lub sijhawm. Nov yog qee qhov khaws cia hauv siab:

• Xeev Lub Pov Hwm Kev Pov Hwm Kev Noj Qab Haus Huv (SHIC) kev pab cuam. Cov kev pab cuam SHIC yuav muab lus qhia dawb rau koj txog Medicare lossis lwm qhov kev pov hwm them nqi kho mob. Koj tuaj yeem hu rau SHIC ntawm 888-575-6611.
• Chav Tuam Tsev Saib Xyuas Cov Laus thiab Cov Laus. Hu rau Cov Neeg Laus thiab Kev Pab Laus (855-462-5465) txhawm rau paub ntau ntxiv txog kev pab nyob, pab tu hauv tsev, thiab kev saib xyuas mus ntev.
• North Dakota Cov Neeg Laus Muaj Kev Ruaj Ntseg Medicare. Medicare Patrol tshuaj xyuas thiab tiv thaiv Medicare kev dag ntxias thiab tsim txom los ntawm kev nthuav tawm, kev kawm thiab kev qhuab ntuas. Koj tuaj yeem mus txog Medicare Patrol ntawm 800-233-1737.

Kuv yuav ua licas txuas ntxiv mus?

Yog koj muaj hnub nyoog 65 xyoos lossis koj twb yuav mus so, mus saib Medicare cov kev npaj hauv North Dakota kom nrhiav tau qhov uas zoo tshaj plaws rau koj kev noj qab haus huv thiab nyiaj txiag. Nco ntsoov:

• Txiav txim siab txog theem kev fajseeb khomob uas koj xav tau. Koj tuaj yeem xaiv los ntawm cov thawj Medicare, ib txoj kev npaj yuav tshuaj Ntxiv Tshuaj, lossis Medicare Advantage cov kev pab hauv North Dakota kom tau txais kev pab them ntau ntxiv.
• Txo kev tshawb koj siv cov kauj ruam saum toj no thiab txiav txim siab rau koj cov phiaj xwm siab.
• Hu rau Medicare, tus kws npaj saib xyuas, lossis tus kws pab tswv yim hauv SHIC hauv koj thaj tsam kom tau lus qhia txog cov phiaj xwm lossis pib kev sau npe nkag yog tias koj tau txiav txim siab rau txoj phiaj xwm.

Kab lus no tau raug hloov kho thaum Lub Kaum Ib Hlis 20, 2020, kom pom zoo 2021 Cov ntaub ntawv Medicare.

Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.