Massachusetts Medicare Cov Phiaj Xwm Loj nyob 2021

Zoo Siab

• Medicare yog dab tsi?
• Cov phiaj xwm Medicare Advantage muaj nyob hauv Massachusetts li cas?
• Leej twg thiaj muaj feem tau txais Medicare hauv Massachusetts?
• Kuv yuav rau npe rau Medicare txoj kev pab them nqi thaum twg?
• Cov lus qhia rau kev cuv npe hauv Medicare hauv Massachusetts
• Massachusetts Medicare cov chaw muab kev pab
• Kuv yuav ua licas txuas ntxiv mus?

Muaj ntau tus phiaj xwm Medicare nyob hauv Massachusetts. Medicare yog tsoomfwv cov nyiaj pab kas phais pov hwm kev noj qab haus huv tsim los pab koj kom tau raws li koj qhov kev xav tau noj qab haus huv.

Kawm paub txog cov phiaj xwm Medicare sib txawv hauv Massachusetts hauv 2021 thiab nrhiav txoj kev npaj raug rau koj.

Medicare yog dab tsi?

Medicare thawj yog qhov tseem ceeb Medicare hom phiaj, suav nrog ntu A thiab B.

Ntu A yuav them tag nrho cov nqi kho mob hauv tsev kho mob, xws li kev kho mob sab hauv, kev saib xyuas kev noj qab haus huv hauv tsev, thiab kev saib xyuas lub tsev tos qhua.

Tshooj B muab kev fajseeb khomob rau kev khomob, suav nrog kev teem caij tus kws khomob, kev pabcuam tos neeg mob, thiab kuaj xws li xoo hluav taws xob thiab ntshav ua haujlwm.

Hauv Massachusetts, koj tseem muaj kev xaiv tso npe rau Medicare Advantage (Tshooj C) txoj kev npaj khomob. Cov phiaj xwm no yog tagnrho-hauv-ib txoj kev npaj muaj los ntawm cov tuam txhab tuav pov hwm kev noj qab haus huv tus kheej.

Medicare Advantage cov kev pab them nqi yuav them tag nrho cov kev pab zoo ib yam li Medicare qub, nrog rau kev pab them cov tshuaj nrog qee cov phiaj xwm. Muaj ntau pua lub phiaj xwm Medicare Advantage hauv Massachusetts los xaiv, thiab ntau yam suav nrog kev pab them nqi ntxiv rau cov kev pab xws li kev pom kev, hnov ​​lus, lossis kho hniav.

Tshooj D (kev pab them cov tshuaj kws kho mob) yuav them rau cov nqi tshuaj thiab tus nqi qis uas tsis yog hnab tshos tawm. Cov phiaj xwm no feem ntau tau muab tso rau qhov tseem tshuav Medicare txhawm rau muab kev pab ntau dua.

Koj kuj tseem yuav xaiv ntxiv Medigap txoj kev npaj khomob. Cov phiaj xwm txuas ntxiv no tuaj yeem pab ntxiv them cov nqi tsis them los ntawm Medicare thawj, xws li feem yus them, pab them nyiaj, thiab txiav tawm.

Cov phiaj xwm Medicare Advantage muaj nyob hauv Massachusetts li cas?

Cov phiaj xwm Medicare Advantage hauv Massachusetts muaj rau txhua tus pej xeem uas tsim nyog tau txais kev pab them kho mob Medicare. Cov phiaj xwm Medicare nyob hauv Massachusetts muaj cov nqi them ntau dua tab sis suav nrog ntau cov kev pab them nqi kho mob ntxiv.

Cov chaw muab kev pab Medicare Advantage hauv Massachusetts muaj xws li:

• Aetna Medicare
• Xiav hla xiav ntaub thaiv npog ntawm Massachusetts
• Fallon Kev Noj Qab Haus Huv
• Harvard Pilgrim Kev Saib Xyuas Kev Noj Qab Haus Huv, Inc.
• Neej Neeg Dab
• Lasso Kho Mob
• Tufts Lub Tswv Yim Kho Mob
• UnitedHealthcare

Thaum xaiv Medicare Advantage txoj kev pab them nqi, koj yuav xav sib piv tus nqi sib txawv thiab cov phiaj xwm pov hwm them nyiaj. Ua kom ntseeg tau tias txoj kev npaj koj xav tau muaj nyob hauv koj thaj chaw. Cov phiaj xwm txawv raws cheeb nroog, yog li siv koj li ZIP code los saib seb cov phiaj xwm uas koj xav tau piv muaj nyob hauv koj thaj chaw.

Leej twg thiaj muaj feem tau txais Medicare hauv Massachusetts?

Medicare muaj rau tag nrho cov neeg pej xeem Meskas thiab neeg nyob hauv hnub nyoog tshaj 65 xyoos, thiab rau cov tib neeg muaj mob xiam oob qhab lossis mob ntsws ntev.

Tej zaum koj yuav rau npe hauv Medicare thaum koj muaj 65 xyoos, tab sis yog tias koj tsis tau rau npe, ua kom koj muaj raws li cov cai hauv qab no:

• koj yog pej xeem Meskas lossis muaj chaw nyob ruaj khov
• koj tau them Medicare cov nyiaj txiav tawm them lub sijhawm koj ua haujlwm

Yog koj muaj hnub nyoog qis dua 65 xyoos, koj yuav tsim nyog muaj npe rau Medicare yog koj:

• muaj kev tsis taus uas koj tau txais nyiaj Social Security Disability Insurance them tsawg kawg yog 24 lub hlis
• muaj mob raum ntu kawg (ESRD) lossis amyotrophic lateral sclerosis (ALS)

Kuv yuav rau npe rau Medicare txoj kev pab them nqi thaum twg?

Koj puas tau npaj siab sau npe rau ib txoj kev pab them nqi kho mob Medicare hauv Massachusetts?

Koj thawj lub sijhawm los mus cuv npe yog nyob rau lub sijhawm koj nkag cuv npe (IEP). Lub sijhawm no yog 7 lub hlis pib 3 lub hlis ua ntej koj lub hnub yug 65 xyoos, suav nrog koj lub hli yug, thiab xaus 3 lub hlis tom qab koj hnub yug. Nyob rau lub sijhawm no, koj yuav tau cia rau npe hauv Medicare thawj zaug yog tias koj tau txais nyiaj los ntawm Railroad Retirement Board lossis los ntawm Social Security. Lwm tus yuav xav tau ntawv sau npe ntawm tus kheej.

Thaum lub sij hawm koj qhov IEP, koj kuj tuaj yeem xaiv mus rau Cov Kev Npaj D, lossis xav txog Medicare Advantage txoj kev npaj nyob hauv Massachusetts.

Tom qab koj qhov IEP, koj yuav muaj ob txoj hauv kev nyob hauv ib xyoos los teev npe rau Medicare thawj, ntxiv cov kev pab them nyiaj, lossis hloov mus rau Medicare Advantage txoj kev npaj. Koj yuav tuaj yeem pauv hloov koj qhov kev pab them nyiaj nyob rau lub sijhawm Medicare qhib rau npe nkag, uas yog Lub Ib Hlis 1 txog Peb Hlis 31, raws li lub sij hawm ntawv Medicare txhua xyoo, thaum lub sij hawm Lub Kaum Hli 15 thiab Kaum Ob Hlis 7.

Koj kuj tseem yuav tsim nyog rau lub sijhawm sau npe tshwj xeeb thiab tuaj yeem tso npe rau hauv Medicare tam sim ntawd yog tias koj nyuam qhuav muaj kev hloov pauv ntawm koj cov tswv haujlwm pov hwm lossis koj nyuam qhuav nyuam qhuav muaj mob tsis muaj mob.

Cov lus qhia rau kev cuv npe hauv Medicare hauv Massachusetts

Muaj ntau yam yuav tau txiav txim siab thaum xaiv qhov phiaj xwm kho mob Medicare. Nov yog qee cov lus qhia nkag los pab koj xaiv txoj kev Medicare txoj kev pab:

• Cov nqi. Saib rov qab rau txhua tus nqi them txhua hli thiab cov nyiaj hauv hnab tshos uas koj tau them xyoo tas los no. Koj qhov kev npaj pov hwm them nqi kho mob puas tau them rau txaus? Yog tias tsis yog, saib rau phiaj xwm uas yuav muab kev fajseeb rau koj ntau dua thiab pab koj kom tau txais cov kev pabcuam koj xav tau kom muaj kev noj qab haus huv thiab kev nyob zoo.
• Npaj network. Ib qho lus qhia tseem ceeb uas yuav tsum nco ntsoov yog tias tsis yog txhua tus kws kho mob tuav pov hwm los ntawm txhua qhov kev tuav pov hwm. Yog tias koj tab tom txiav txim siab Medicare Advantage cov phiaj xwm hauv Massachusetts, hu rau koj tus kws kho mob thiab nrhiav seb lawv koom nrog dab tsi. Qhov no yuav pab koj txoj kev tshawb nrhiav nqaim li koj yuav tsis tas yuav hloov kws kho mob.
• Cov tshuaj xav tau. Txiav txim siab ntxiv Tshooj D lossis kev tiv thaiv tshuaj rau koj thawj hom phiaj kho mob Massachusetts. Yog tias koj nyuam qhuav pib noj cov tshuaj tshiab, ntxiv Ntu D lossis nrhiav cov phiaj xwm Advantage tuaj yeem pab koj txuag nyiaj hauv hnab tshos nyob rau xyoo tom ntej.
• Cov kev pab them nqi tshuaj. Hu koj lub tsev muag tshuaj thiab nug seb lawv txais kev pab them nqi dab tsi. Koj tuaj yeem pom txoj kev npaj zoo uas suav nrog koj cov tshuaj noj tab sis tsis pom zoo los ntawm koj lub tsev muag tshuaj. Nrhiav lwm lub tsev muag tshuaj hauv koj thaj chaw uas yuav lees txais cov phiaj xwm los pab koj txuag nqi.

Massachusetts Medicare cov chaw muab kev pab

Txhawm rau kawm paub ntau ntxiv txog thawj cov phiaj xwm Medicare thiab Medicare Advantage hauv Massachusetts, koj tuaj yeem nkag mus rau cov chaw pab hauv qab no lossis nrhiav tswv yim los ntawm cov kws tshaj lij.

• Medicare.gov (800-633-4227). Kawm paub ntau ntxiv txog cov kev xaiv tuav pov hwm, nrhiav PACE cov phiaj xwm, thiab sib piv cov phiaj xwm Medicare Advantage nyob hauv Massachusetts ntau yam.
• NKOJ (800-243-4636). Nrog SHINE, koj tuaj yeem nkag mus muab kev sab laj txog kev tuav pov hwm them nqi kho mob dawb, kawm paub yuav ua li cas tsim MyMedicare tus account, thiab nkag mus saib Mass Health cov phiaj xwm.
• Pab Pawg Xyuas Nyiaj Pov Hwm (617-727-2310). Yog tias koj muaj GIC kev tiv thaiv kev noj qab haus huv, tau txais cov ntsiab lus ntawm kev tso npe rau hauv Medicare Massachusetts nrog rau cov nqi tshawb nrhiav.
• MassHealth (800-841-2900). Nrhiav seb koj puas tsim nyog tau txais Kev Saib Xyuas Ib Leeg thiab nkag mus saib cov ntaub ntawv ntsig txog Medicare cov cai lij choj hauv Massachusetts.
• Kev Tshawb Fawb (844-422-6277). Hu rau MassOcepts kom tau txais cov ntaub ntawv ntau ntxiv ntawm kev saib xyuas hauv tsev, kev nyob ywj pheej rau cov neeg laus uas tsis taus, thiab lwm yam kev pab pub dawb.

Kuv yuav ua licas txuas ntxiv mus?

Yog tias koj tsim nyog sau npe rau Medicare Massachusetts hauv 2021, ua tib zoo sib piv Medicare cov phiaj xwm ntsuas koj cov kev xaiv.

• Los txiav txim seb koj yuav them npaum li cas es koj xav them thiab saib txoj kev pab them nqi kho mob Medicare Massachusetts hauv koj lub nroog uas yuav pab them qhov koj xav tau.
• Hu rau koj tus kws kho mob txhawm rau nrhiav saib lawv koom nrog lub network twg thiab sib piv yam tsawg kawg ntawm peb qhov phiaj xwm Medicare hauv Massachusetts.
  • Rau npe rau Medicare online los yog hu rau Medicare Advantage txoj kev pab them nqi ncaj qha.

Txawm hais tias koj tau tshiab rau Medicare lossis txiav txim siab hloov mus rau Medicare Advantage txoj kev npaj nyob hauv Massachusetts, koj tuaj yeem nrhiav tau yooj yim txoj kev npaj khomob uas yuav suav tag nrho koj cov kev noj qab haus huv nyob rau xyoo 2021.

Kab lus no tau hloov kho thaum Lub Kaum Hlis 5, 2020 kom pom zoo 2021 cov ntaub ntawv Medicare.

Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.