Puas Medicare Them Kho Kev Puas Hlwb?

Zoo Siab

• Medicare Tshooj A thiab kev saib xyuas mob hlwb
• Medicare Tshooj B thiab kev saib xyuas mob hlwb rau sab nrauv
• Kev pabcuam kev mob hlwb
• Medicare Tshooj D thiab kev duav tshuaj
• Qhov Medicare qub tsis kam them
• Nqa Nyiaj

Medicare pab them rau kev kho mob sab nrauv thiab pw kho mob hlwb.

Nws tseem tuaj yeem pab them cov tshuaj noj uas yuav xav tau rau kev kho mob hlwb.

Kav tsij nyeem ntxiv kom paub ntau ntxiv txog cov kev pab saib xyuas mob hlwb hauv Medicare, thiab dab tsi tsis yog.

Medicare Tshooj A thiab kev saib xyuas mob hlwb

Medicare Tshooj A (ntawv pov hwm tsev kho mob) pab them cov kev pab kho mob hlwb hauv tsev kho mob loj lossis tsev kho mob hlwb.

Medicare siv lub sijhawm muab txiaj ntsig los ntsuas koj kev siv tsev kho mob. Lub sijhawm tau txais txiaj ntsig pib hnub ntawm kev tuaj yeem pw hauv tsev kho mob thiab xaus tom qab 60 hnub hauv kab tsis muaj kev kho mob hauv tsev kho mob.

Yog tias koj rov mus nyob hauv tsev kho mob dua tom qab 60 hnub ntawm tsis tau pw hauv tsev kho mob, lub sijhawm tau txais txiaj ntsig tshiab.

Txog rau cov tsev kho mob dav dav, nws tsis muaj qhov txwv rau lub sijhawm ntawm cov txiaj ntsig uas koj tuaj yeem muaj rau kev saib xyuas mob hlwb. Hauv tsev kho mob puas hlwb, koj muaj qhov txwv tsis pub dhau 190 hnub.

Medicare Tshooj B thiab kev saib xyuas mob hlwb rau sab nrauv

Medicare Tshooj B (kev fajseeb khomob) pab them rau ntau yam kev khomob los ntawm lub tsev khomob sab nrauv thiab kev pabcuam sab nraum feem ntau muab tawm sab nraum tsev khomob, xws li mus ntsib:

• tsev kho mob
• kws kho mob qhov chaw ua hauj lwm
• kws kho mob cov chaw haujlwm
• cov chaw kho mob hlwb hauv zej zog

Txawm hais tias kev pab them nyiaj npib thiab peev nyiaj them yug los kuj siv tau, Tshooj B kuj pab them rau cov kev pab cuam xws li:

• kuaj xyuas kev nyuaj siab (1x toj xyoo)
• kev ntsuam xyuas cov kev puas siab puas ntsws
• kuaj mob
• kev khomob hlwb thiab kho mob hlwb
• kev sib tham nrog tsev neeg (kom pab nrog koj kho mob)
• kuaj kom paub meej raws qhov tsim nyog thiab cuam tshuam ntawm cov kev pabcuam thiab kev kho mob
• kev kho mob ib nrab ntawm cov tsev kho mob (cov kev pab rau sab nrauv pab kho cov neeg mob hlwb)
• tshuaj xyuas koj qhov kev pheej hmoo ntawm kev nyuaj siab (thaum Koj Tos Txais rau Medicare kev tiv thaiv kev tiv thaiv)
• kev mus ntsib kev noj qab haus huv txhua xyoo (uas yog lub sijhawm zoo los tham nrog koj tus kws khomob txog koj li kev noj qab haus huv)

Kev pabcuam kev mob hlwb

Medicare Tshooj B pab them rau cov kev kho mob hlwb thiab mus ntsib nrog cov kws saib xyuas kev noj qab haus huv uas lees ua "haujlwm", lossis tus nqi pom zoo. Lo lus “muab haujlwm” txhais tau hais tias tus muab kev pabcuam hauv lub hlwb tau pom zoo them tus nqi uas Medicare tau pom zoo rau kev pabcuam. Koj yuav tsum nug tus kws kho mob yog tias lawv kam lees "ua haujlwm" ua ntej pom zoo rau cov kev pabcuam. Nws yog qhov muaj txiaj ntsig zoo tshaj plaws ntawm lub chaw pabcuam kev xiam hlwb kom ceeb toom koj yog tias lawv tsis kam lees ua haujlwm, txawm li cas los xij, koj yuav tsum lees paub qhov no ua ntej kos npe rau kev cog lus nrog tus kws khomob.

Koj tuaj yeem xav mus xyuas Lub Chaw ntawm Medicare thiab Medicaid Services 'Kws Kho Mob Sib Piv, kom nrhiav tus kws kho mob uas lees txais cov kev pabcuam Medicare. Ib daim ntawv teev cov kws tshaj lij lossis pab pawg ua haujlwm hauv qhov tshwj xeeb thiab thaj chaw koj tau sau, nrog rau cov ncauj lus kom ntxaws, cov duab qhia chaw, thiab kev qhia tsav tsheb tau muaj.

Kev noj qab haus huv hom kev pab muaj:

• kws tshuaj kho mob
• kev kuaj hlwb
• saib mob hlwb
• cov neeg saib xyuas cov neeg ua haujlwm
• cov kws saib xyuas neeg mob
• kws pab kho mob
• kws saib xyuas neeg mob

Medicare Tshooj D thiab kev duav tshuaj

Medicare Tshooj D (kev pab them tshuaj yuav tshuaj) yog cov phiaj xwm khiav los ntawm cov tuam txhab ntiag tug uas pom zoo los ntawm Medicare. Vim tias txhua txoj kev npaj khomob sib txawv los ntawm cov kev pabcuam thiab tus nqi, nws yog qhov tseem ceeb kom paub meej txog koj txoj kev npaj khomob thiab yuav siv li cas rau kev siv tshuaj rau kev khomob hlwb

Cov phiaj xwm feem ntau muaj cov npe tshuaj uas txoj kev npaj pab them. Txawm hais tias cov phiaj xwm no tsis tas yuav duav tag nrho cov tshuaj noj, feem ntau yuav tsum tau duav cov tshuaj uas siv rau kev kho mob hlwb, xws li:

• tshuaj tiv thaiv kab mob
• tshuaj thaiv kab mob
• tshuaj thaiv qhov ncauj

Yog tias koj tus kws kho mob tau sau tshuaj rau koj cov phiaj xwm tsis kam them, koj (lossis koj tus neeg sawv cev, xws li cov kws kho mob) tuaj yeem thov kev txiav txim siab txog kev pab them nqi thiab / lossis tshwj.

Qhov Medicare qub tsis kam them

Cov kev saib xyuas mob hlwb feem ntau tsis suav nrog Medicare seem A thiab B yog:

• ntiag tug chav
• ntiag tug hauj lwm laus
• nyob hauv chav TV lossis xov tooj
• zaub mov
• tus kheej cov khoom (tshuaj txhuam hniav, chais plaub hau, thom khwm)
• kev thauj mus los lossis kev pabcuam khomob hlwb
• kev soj ntsuam kev ua haujlwm tsis yog ib feem ntawm kev kho mob hlwb
• txhawb pab pawg (sib txawv los ntawm pab pawg kho mob hlwb, uas duav)

Nqa Nyiaj

Medicare pab them rau kev kho mob sab nrauv thiab pw kho mob hlwb hauv txoj kev nram qab no:

• Ntu A pab them cov nqi kho mob hlwb.
• Tshooj B pab them rau cov kev kho mob hlwb thiab mus ntsib nrog cov kws kho mob.
• Tshooj D pab them rau tshuaj kho mob hlwb.

Nco ntsoov txheeb xyuas cov ntsiab lus hais txog hom thiab cov kev pab them nqi nrog koj tus kws kho mob los txiav txim seb qhov kev pab twg yog qhov them nyiaj thiab ntau npaum li cas.

Piv txwv li, rau Medicare los them cov nuj nqis, txhua tus kws kho mob hlwb yuav tsum lees txais cov nyiaj pom zoo rau kev saib xyuas kev noj qab haus huv raws li kev them tag nrho.

Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.