Medicare Puas Kho Pauv Hloov Kho Lub Pwm?

Zoo Siab

• Dab tsi ntawm Medicare them rau kev hloov pwg?
• Kev Pab Them Medicare Tshooj A
• Kev Pab Them Medicare Tshooj B
• Kev Pab Them Medicare Tshooj C
• Kev Pab Them Medicare Tshooj D
• Kev pab them nqi Medigap
• Dab tsi yog cov nyiaj tawm ntawm hnab tshos rau cov txheej txheem them?
• Cov nqi Medicare qub
• Medicare Tshooj C cov nqi
• Medicare Tshooj D cov nqi
• Kuv yuav tsum tuaj dab tsi los ntawm kev phais lub xub pwg?
• Ua ntej cov txheej txheem
• Hnub ntawm txheej txheem
• Tom qab cov txheej txheem
• Lwm txoj kev rau kev phais mob
• Cortisone txhaj tshuaj
• Kev kho lub cev
• Kev kho mob siab
• Qia cell kho
• Cov nqa mus

• Kev phais lub xub pwg tuaj yeem daws qhov mob thiab nce ntxiv ntawm kev mus ncig.
• Cov txheej txheem no duav tau los ntawm Medicare, tsuav yog koj tus kws kho mob lees tias nws yuav tsum muaj kev kho mob.
• Medicare Tshooj A pab them rau kev phais mob sab hauv, thaum Medicare Tshooj B npog cov txheej txheem sab nrauv.
• Tej zaum koj yuav tsum tau them qee tus nqi sab nrauv hnab tshos rau kev phais mob lub xub pwg, txawm tias muaj Medicare pab them.

Koj lub xub pwg yog qhov sib pauv hloov uas yooj yim cuam tshuam rau kev raug mob thiab hnav thiab tsim kua muag. Lub xub pwg nyhav heev tuaj yeem cuam tshuam rau koj lub neej zoo. Txawm li ntawd los, txoj kev phais mob lub xub pwg feem ntau tau cais raws li kev xaiv.

Vim Medicare feem ntau tsis pab them rau kev phais mob, koj yuav muaj kev txhawj xeeb tias koj yuav tsum nyob nrog kev mob lossis them rau qhov phais mob tawm hauv hnab tshos. Tab sis, Medicare, qhov tseeb, yuav them rau ib feem ntawm cov nqi yog tias koj tus kws kho mob tau hais tias kev phais mob lub xub pwg yog qhov tsim nyog kho mob hauv koj kis tshwj xeeb.

Dab tsi ntawm Medicare them rau kev hloov pwg?

Koj yuav tsum tau phais lub xub pwg nyom los kho koj lub xub pwg los yog txo qis rau kev sib koom tes ntxiv.

Koj tus kws kho mob yuav tsum tau ntawv lees tias koj qhov kev phais mob yuav tsum kho kom zoo lossis tiv thaiv kev puas tsuaj txuas ntxiv los ntawm tus kab mob, xws li mob caj dab. Tus kws kho mob no yuav tsum raug tso npe nkag rau hauv thiab tau pom zoo los ntawm Medicare.

Hom kev phais mob uas koj xav tau yuav yog nyob ntawm ntau yam, nrog rau kev puas tsuaj ntawm koj lub xub pwg. Qee hom phais mob ntawm xub pwg muaj xws li:

• Rotator cuff phais. Kev kho lub pob qij cua rotator yuav ua tau arthroscopically lossis ua qhov phais qhib.
• Qog labrum phais. Qhov no feem ntau ua rau arthroscopically.
• Kev phais mob. Qhov no feem ntau ua rau arthroscopically tab sis tej zaum yuav xav tau qhib kev phais yog tias kev puas tsuaj rau koj lub xwb pwg.
• Tawg xwb pwg. Hom kev phais uas xav tau yuav raug txiav txim siab los ntawm qhov chaw thiab qhov hnyav ntawm qhov pob txha lossis pob txha lov.

Tom ntej no, peb yuav saib txhua qhov uas duav txhua nyob hauv Medicare.

Kev Pab Them Medicare Tshooj A

Txoj kev phais qhib yog qhov kev qhia uas yuav tsum tau muaj tus kws phais kom txiav phais loj kom kho lossis hloov koj lub xub pwg.

Yog tias koj qhib lub xub pwg hloov yog qhov yuav tsum tau kho mob, Medicare Tshooj A yuav them rau ib feem ntawm tus nqi. Tshooj A yog ib feem ntawm Medicare qub.

Ntu A tseem yuav them rau cov tshuaj lossis cov kev kho mob uas koj tau txais thaum lub sijhawm koj nyob hauv tsev kho mob, chaw tu neeg mob, lossis chaw kho kom rov zoo nkauj. Tab sis nws yog ib qho tseem ceeb kom paub tias nws muaj kev txwv txog qhov yuav ncua ntev npaum li cas Medicare yuav them rau kev nyob hauv txhua hom tsev kho mob.

Kev Pab Them Medicare Tshooj B

Kev phais lub xub pwg kuj tseem ua tau arthroscopically. Qhov kev phais mob no tsis tshua muaj kev cuam tshuam thiab feem ntau tau ua hauv tsev kho mob lossis chaw kho mob ywj pheej nyob rau ib qho chaw sab nrauv.

Yog tias koj muaj qhov hloov ntawm lub xub pwg Arthroscopic, koj tus kws kho mob yuav txiav me me rau hauv koj lub xub pwg thiab muab lub koob yees duab me me rau ntawd. Los ntawm lwm qhov phais me me, tus kws phais yuav kho lossis hloov qee qhov ntawm koj sab xwb pwg.

Yog tias koj phais mob lub xub pwg Arthroscopic yog kev khomob tsim nyog, Medicare Tshooj B yuav them rau ib feem ntawm tus nqi. Tshooj B yog lwm feem ntawm Medicare qub.

Tshooj B tseem hais txog cov khoom no thiab cov kev pabcuam ib yam nkaus, yog xav tau:

• tag nrho koj cov kws kho mob teem ua ntej thiab tom qab phais
• kev kho lub cev tom qab kev phais mob, uas koj yuav tsis muaj dab tsi yam ntawm cov txheej txheem koj muaj
• ib qho cuab yeej siv kho mob uas koj xav tau tom qab kev phais, xws li ib sab caj npab

Kev Pab Them Medicare Tshooj C

Yog tias koj muaj Medicare Tshooj C (Medicare Advantage), koj txoj kev pab them nqi yuav them rau tag nrho cov nuj nqis them los ntawm Medicare thawj (tshooj A thiab B). Nyob ntawm koj txoj kev npaj khomob, nws kuj tseem tuaj yeem duav tau tshuaj noj.

Txhawm rau ua kom koj cov nyiaj hauv hnab tshos poob, nws yog qhov tseem ceeb uas yuav tau siv cov kws khomob koom tes nrog thiab cov khw muag tshuaj yog tias koj muaj Tshooj C.

Kev Pab Them Medicare Tshooj D

Yam tshuaj uas kws kho mob sau rau koj siv tom qab phais mob, xws li cov tshuaj pab rau mob, yuav them los ntawm Medicare Ntu D

Txhua Ntu D txoj kev npaj muaj nrog ib daim qauv tshuaj. Nov yog cov npe tshuaj uas cov phiaj xwm duav tau thiab feem pua ​​ntawm cov nyiaj koj tuaj yeem xav tau.

Kev pab them nqi Medigap

Yog tias koj muaj Medicare thawj zaug, koj kuj tseem yuav tau txais hom phiaj Medigap. Nyob ntawm koj txoj kev npaj, Medigap tuaj yeem them qee qhov nqi tshuav-ntawm-hnab ris rau koj phais koj lub xub pwg. Qhov no tuaj yeem suav koj cov nqi them, cov nqi pabcuam, thiab txiav tawm.

Medigap feem ntau them rau kev them nyiaj noj tshuaj los ntawm Ntu D. Lus Cim, txawm li cas los xij, feem ntau cov phiaj xwm tsis raug them rau feem B tus nqi.

Dab tsi yog cov nyiaj tawm ntawm hnab tshos rau cov txheej txheem them?

Nws yuav nyuaj rau kwv yees koj cov txiaj ntsig tawm ntawm hnab tshos tiag ua ntej koj txoj kev. Koj tus kws kho mob qhov chaw lis ntawv them nqi yuav tsum muaj peev xwm sau ntawv rau koj kev kwv yees qhov koj xav tau. Qhov no feem ntau suav nrog ntau yam nqi ntawm cov nqi, raws li cov kev pabcuam uas koj xav tau thaum lub sijhawm thiab sai tom qab ua tiav sai.

Cov nqi Medicare qub

Nws muaj cov nqi hauv hnab ris uas koj tuaj yeem xav tau, txawm tias koj muaj Medicare. Cov no suav nrog:

• Txog rau kev phais mob pw, koj Ntu A pw kho mob hauv tuam tsev kho mob tau them $ 1,408. Nov suav nrog thawj 60 hnub ntawm Medicare-them rau pw hauv tsev kho mob rau lub sijhawm tau txais txiaj ntsig.
• Yog tias koj xav tau nyob ntev, koj yuav tau them tus nqi $ 352 nyob ib hnub txij hnub 61 txog rau hnub 90 hauv ib lub sijhawm tau txais txiaj ntsig thiab $ 704 nyob rau ib hnub rau ib hnub nyob rau ib hnub koj siv.
• Yog tias koj nyob hauv ib lub tsev laus, koj cov nqi niaj hnub txij hnub 21 txog rau hnub 100 hauv ib lub sijhawm tau txais txiaj ntsig yuav yog $ 176 tauj ib hnub.
• Txog kev phais mob sab nrauv, koj yuav tsum ua raws li koj feem B feem them tawm ntawm $ 198, nrog rau koj cov nqi txhua hli, uas yog $ 144.60 rau cov neeg feem coob hauv 2020.
• Koj yuav tsum them 20 feem pua ​​ntawm cov nuj nqis Medicare-pom zoo ntawm tus txheej txheem sab nrauv.
• Koj tseem yuav tau them 20 feem pua ​​ntawm cov nqi rau cov cuab yeej siv kho mob niaj hnub thiab kev teem dag zog kho lub cev.

Medicare Tshooj C cov nqi

Yog tias koj muaj Medicare Tshooj C, koj cov nqi yuav txawv raws li hom phiaj xwm koj muaj. Koj lub chaw tuav pov hwm yuav muab tau cov kev pov hwm tshwj xeeb thiab them cov ntsiab lus them ua ntej. Feem ntau, koj tuaj yeem cia siab tias yuav them qee yam nqi them me me.

Tsis hais hom twg hauv Phaj C uas koj muaj, nws raug cai tias koj daim phiaj them tsawg kawg npaum li Medicare qub. Qhov no suav nrog cov nqi pw hauv tsev kho mob lossis pw sab nraud.

Medicare Tshooj D cov nqi

Yog tias koj muaj Medicare Seem D, koj cov nqi yuav txawv raws qhov koj muaj. Feem ntau koj yuav muaj qee cov nqi them tus nqi rau cov tshuaj uas tau teev tseg rau koj.

Tus nqi txiav tawm rau ib cov tshuaj yog npaj raws koj li phiaj xwm daim qauv npaj ua thiab theem tshiab. Koj txoj kev npaj khomob tuaj yeem qhia rau koj paub tias yuav muaj kev them dabtsi li cas uantej sijhawm.

Medicare muaj txheej txheem nrhiav tus nqi, uas tuaj yeem pab koj txiav txim siab tus nqi ntawm kev phais mob sab nrauv. Kom tau qhov tseeb tshaj plaws, nug koj tus kws kho mob kom paub lub npe ntawm tus txheej txheem lossis cov cai rau qhov kev phais mob ntawd.

Kuv yuav tsum tuaj dab tsi los ntawm kev phais lub xub pwg?

Ua ntej cov txheej txheem

Thawj kauj ruam yog ua kom koj muaj kev noj qab haus huv txaus rau kev phais mob lub xub pwg. Ob peb lub lis piam ua ntej hnub phais koj tus mob, koj tus kws kho mob yuav teem sijhawm kuaj lub cev kom ntsuas koj lub plawv thiab kev noj qab haus huv tag nrho. Lub sijhawm ntawd, koj tus kws kho mob yuav qhia koj kom tsis txhob noj qee yam tshuaj, xws li ua kom ntshav nyias.

Npaj kev phais mob tuaj yeem ntxhov siab rau ntau tus neeg. Sim so kom ntau li ntau tau thiab tau pw tsaug zog zoo hmo ua ntej.

Hnub ntawm txheej txheem

Koj tus kws kho mob yuav qhia koj thaum koj yuav tsum tau tsum tsis txhob noj thiab haus ua ntej kev phais mob. Yog tias koj feem ntau noj tshuaj txhua hnub thaum sawv ntxov, nug koj tus kws kho mob seb koj puas yuav tsum noj lawv rau hnub ntawm txoj kev.

Yog tias koj tau phais qhov qhib siab, koj yuav tsum npaj siab nyob hauv tsev kho mob ntau hnub. Nqa txhua yam uas tuaj yeem ua rau koj xis nyob, xws li phau ntawv nyeem zoo, koj lub xov tooj, thiab lub xov tooj them nqi.

Li ib teev ua ntej kev kho mob, tus kws kho mob tshuaj loog yuav ntsuas koj. Koj tseem yuav tau ntsib koj tus kws phais neeg, uas yuav piav qhia cov txheej txheem rau koj kom tob. Siv lub sijhawm no los nug cov lus nug uas koj muaj.

Lub sijhawm xav tau rau kev phais mob lub xub pwg tau txawv txav, tab sis feem ntau nws siv 2 mus rau 3 teev. Koj yuav sawv nyob hauv chav tsev kom rov zoo, uas koj yuav nyob rau lub sijhawm.

Yog tias koj qhov kev phais mob tawm mus sab nrauv, koj yuav raug coj mus rau koj chav tom qab siv sijhawm ntau teev rov qab. Yog koj qhov kev phais mob tawm mus sab nrauv, koj yuav xav tau ib tus neeg tuaj tos koj tomqab koj tawm.

Tom qab cov txheej txheem

Xws li kev phais mob, qee qhov mob lossis tsis xis nyob tuaj yeem xav pom. Koj tus kws kho mob yuav sau ntawv muab tshuaj rau qhov mob kom pab tau. Tej zaum lawv yuav kom koj noj koj cov tshuaj nyob rau lub sijhawm lossis ua ntej koj qib kev hnov ​​mob nce ntxiv. Koj tseem yuav tau hais kom ua dej khov rau thaj chaw.

Koj yuav raug tshem tawm ntawm koj sab caj npab hauv ib txoj hlua fiav, uas tej zaum lawv yuav kom koj hnav nrog ntau lub lis piam.

Kev kho lub cev feem ntau pib tam sim ntawd, qee zaum txawm tias hnub ntawm cov txheej txheem. Siv koj sab xwb pwg raws kev qhia yuav pab kom koj mus tau sai dua. Koj tus kws kho mob yuav muab ntawv rau koj los kho kev tawm dag zog tas mus li yog tsim nyog

Koj lub xub pwg thiab caj npab yuav pib ua kom zoo zuj zus. Hauv 2 rau 6 lub lis piam, koj tuaj yeem cia siab tias yuav pom thiab pom qhov kev txhim kho tseem ceeb thiab tuaj yeem rov ua tau ntau yam kev ua si ntawm kev ua neej txhua hnub.

Nws yuav siv sijhawm ntev dua rau koj tsav tsheb lossis ncaws pob kis las. Koj yuav tsis tuaj yeem nqa lub pob hnyav rau ntau lub hlis. Nws kuj tseem siv sijhawm li 6 lub hlis lossis ntev dua uantej koj tuaj yeem mus nrawm rau hauv koj lub xub pwg.

Lub xub pwg nyom tuaj yeem ntev txog 15 txog 20 xyoo.

Lwm txoj kev rau kev phais mob

Txawm hais tias koj muaj ib qho kev raug mob uas yuav tsum tau kho tam sim ntawd, xws li lub pob txha lov los yog pob txha lov, koj tus kws kho mob yuav pom zoo kom sim lwm txoj kev phais mob ua ntej.

Cortisone txhaj tshuaj

Kev txhaj tshuaj Cortisone tuaj yeem siv los daws qhov mob thiab mob ntawm lub xwb pwg. Feem ntau lawv siv hauv kws kho mob lub chaw haujlwm thiab cov kws kho mob pom zoo los ntawm Medicare ua ntej thiaj li yuav duav tau.

Feem ntau ntawm Ntu thiab Ntu C cov phiaj xwm qhia txog kev txhaj tshuaj cortisone. Lwm feem ntawm koj daim nqi, xws li cov nqi khiav ntaub ntawv, tej zaum yuav raug them los ntawm Tshooj B.

Kev kho lub cev

Kev tawm dag zog lub cev tuaj yeem pab nrog qhov mob, txav mus los, thiab ruaj khov ntawm kev sib koom tes. Medicare Tshooj B B, pab them cov tshuaj rau kws kho mob los ntawm kws kho mob pom zoo muab rau koj. Koj kuj yuav tsum siv tus kws kho mob hauv tsev kho mob pom zoo Medicare.

Kev kho mob siab

Cov tshuaj uas kws kho mob sau yuav mus yuav duav tau yog feem ntau ntawm Feem C thiab Phaj C. Qee hom C hom phiaj kuj tseem them rau cov tshuaj yuav tom khw kom qhov mob.

Qia cell kho

Cov kev kho mob no tuaj yeem pom zoo rau cov leeg los ntshav lossis qee qhov muag. Nws kuj tseem tuaj yeem pom zoo rau cov pob txha mos. Tab sis tam sim no nws tsis pom zoo los ntawm FDA, uas txhais tau tias nws tsis duav los ntawm ib feem ntawm Medicare.

Cov nqa mus

• Kev phais lub xub pwg tuaj yeem yog ib txoj kev xaiv los daws qhov mob thiab nce ntxiv ntawm kev mus ncig. Koj tseem tuaj yeem sim kho kev tsis ua haujlwm.
• Medicare pab them rau kev kho mob sab nrauv thiab sab nrauv kev kho mob lub xub pwg, tsuav yog lawv xav tias yuav tsum tau muaj kev kho mob.
• Txhua ntu ntawm Medicare yuav them rau cov txheej txheem sib txawv, cov kev pabcuam, tshuaj noj thiab cov khoom uas koj xav tau nyob hauv tus txheej txheem.
• Kev siv nyiaj ntawm hnab tshos nrog qhov kev pab them nyiaj Medicare thawj yog qhov ncaj ncaj. Nrog rau Tshooj C, Ntu D, lossis Medigap kev pab them nqi, koj tuaj yeem xav paub meej cov nqi thiab cov nqi them nrog koj tus kws pabcuam.