Nebraska Medicare Cov Tswv Yim Hauv Xyoo 2021
Zoo Siab
- Medicare yog dab tsi?
- Cov phiaj xwm Medicare Advantage twg muaj nyob hauv Nebraska?
- Leej twg thiaj li tsim nyog txais Medicare hauv Nebraska?
- Thaum twg kuv thiaj tuaj yeem teev npe tau hauv Medicare Nebraska cov phiaj xwm?
- Cov lus qhia rau kev cuv npe hauv Medicare hauv Nebraska
- Nebraska Medicare cov kev pab
- Kuv yuav ua licas txuas ntxiv mus?
Yog tias koj nyob hauv Nebraska thiab tsim nyog rau Medicare - lossis ze li qhov tsim nyog tau txais - tej zaum koj yuav xav paub txog koj cov kev xaiv. Medicare yog ib qho phiaj xwm kev pov hwm kev noj qab haus huv rau cov neeg laus hnub nyoog 65 lossis laus dua lossis cov neeg muaj hnub nyoog uas tsis taus.
Tau ntau xyoo, cov haujlwm tau nthuav dav ntxiv nrog cov kev xaiv uas koj tuaj yeem yuav los ntawm cov tuam txhab kev pov hwm kev lag luam txhawm rau txhim kho lossis hloov cov kev pov hwm koj tau txais los ntawm tsoomfwv.
Medicare yog dab tsi?
Medicare yog tsim los ntawm ntau qhov chaw. Qhov Medicare qub, cov kev pab uas koj tau txais ncaj qha los ntawm tseemfwv, suav rau ntu A thiab B.
- Ntu A pab them qee tus nqi khomob sab hauv tsev khomob koj tau txais hauv tsev khomob, pab them qee yam kev saib xyuas mob hauv tsev laus thiab kev pabcuam kev noj qab haus huv hauv tsev, thiab them rau kev saib xyuas tsev khomob.
- Tshooj B pab them rau cov nqi khomob sab nrauv thiab cov khoom siv khomob uas koj tau txais thaum koj mus ntsib kws khomob lossis kws tshaj lij.
Yog tias koj lossis koj tus txij nkawm tau ua haujlwm tsawg kawg 10 xyoo, koj yuav tsim nyog tau txais Tshooj A yam tsis tau them nqi dab tsi. Qhov no vim tias koj yeej zaum twb tau them nws los ntawm them se. Koj yuav tsum tau them tus nqi them rau Tshooj B. Tus nqi them txawv nyob ntawm ntau yam, xws li koj cov nyiaj tau los.
Qhov Medicare qub qub tsis yog 100 feem pua them. Koj tseem them tawm hauv hnab tshos thaum koj ntsib tus kws kho mob ua daim ntawv them nyiaj, txiaj ntsig, thiab txiav tawm. Thiab tsis muaj kev pab them rau txhua yam tshuaj noj, kev kho mob mus ntev, lossis kho hniav lossis kho qhov muag.
Qhov zoo, muaj Medicare cov phiaj xwm uas koj tuaj yeem yuav los ntawm cov tuam txhab tuav pov hwm ntiag tug uas tuaj yeem ntxiv rau los yog hloov Medicare thawj:
- Cov phiaj xwm pabcuam Medicare, qee zaus hu ua Medigap phiaj xwm, ntxiv rau koj qhov Medicare qub. Lawv tuaj yeem pab daws qee cov nqi them tus nqi them thiab cov nqi them ua ke. Tej zaum lawv yuav ntxiv kev kho hniav, kho qhov muag, kho mob mus ntev, lossis lwm yam kev pab them.
- Tshooj D cov phiaj xwm yog cov phiaj xwm tshuaj. Lawv tshwj xeeb pab them cov nqi tshuaj noj.
- Medicare Advantage (Tshooj C) muaj hom kev xaiv "tag nrho-hauv-ib qho" kom tau txais ob qho Medicare thiab kev pab them nyiaj ntxiv. Medicare Advantage cov kev pab them nqi yog them rau tag nrho cov txiaj ntsig ib yam li Medicare qub, ntxiv rau hom kev pab ntxiv uas koj yuav tau txais los ntawm kev ntxiv rau Medicare cov phiaj xwm ntxiv, suav nrog cov tshuaj, kho hniav, thiab lwm yam txiaj ntsig. Cov phiaj xwm Medicare Advantage feem ntau tuaj nrog ntau ntau ntxiv, ib yam nkaus, suav nrog cov phiaj xwm kev noj qab haus huv thiab kev noj qab haus huv, cov tswv cuab txo qis, thiab lwm yam.
Cov phiaj xwm Medicare Advantage twg muaj nyob hauv Nebraska?
Yog tias Medicare Advantage zoo li txoj kev xaiv zoo rau koj, muaj ntau lub tuam txhab muag pov hwm them nyiaj muaj kev npaj khomob hauv lub xeev Nebraska. Lawv suav nrog:
- Aetna Medicare
- Xiav Hla thiab Xiav Tiv Thaiv ntawm Nebraska
- Kaj Huv
- Neej Neeg Dab
- Medica
- Medical Associates Txoj Kev Npaj Khomob, Inc.
- UnitedHealthcare
Medicare Advantage txoj kev pab them nqi sib txawv nyob rau cheeb nroog, yog li sau koj tus lej ZIP tshwj xeeb thaum tshawb cov phiaj xwm koj nyob.
Leej twg thiaj li tsim nyog txais Medicare hauv Nebraska?
Feem ntau peb xav tias Medicare yog ntawv pov hwm rau cov neeg muaj hnub nyoog 65 lossis laus dua, tab sis koj tuaj yeem tso npe rau hauv Medicare yog tias koj:
- hnub nyoog 65 lossis laus dua
- hnub nyoog qis dua 65 xyoos thiab muaj ib qho tsis taus
- hnub nyoog li cas thiab muaj mob rau cov mob raum ntu kawg (ESRD) lossis amyotrophic lateral sclerosis (ALS)
Thaum twg kuv thiaj tuaj yeem teev npe tau hauv Medicare Nebraska cov phiaj xwm?
Yog tias koj qhov tsim nyog Medicare tau txais hnub nyoog raws li hnub nyoog, koj lub sijhawm nkag pib pib 3 lub hlis ua ntej koj hnub yug 65 xyoos thiab txuas ntxiv rau 3 lub hlis tom qab. Feem ntau nws nkag siab tias yuav cuv npe tsawg kawg hauv Ntu A nyob rau lub sijhawm no, vim tias koj yuav tsis xav them dab tsi rau nws, thiab Cov txiaj ntsig Tshooj A yuav koom nrog txhua qhov kev tuav pov hwm uas koj muaj.
Yog tias koj lossis koj tus txij nkawm tau ua haujlwm txuas ntxiv, thiab koj tseem tsim nyog rau kev pab them nqi los ntawm kev tuav pov hwm kev ua haujlwm los ntawm pab pawg, koj tuaj yeem xaiv tso npe tawm rau hauv Tshooj B lossis lwm cov nyiaj pab ntxiv rau lub sijhawm no. Hauv cov xwm txheej no, koj yuav tsim nyog rau lub sijhawm nkag tshwj xeeb tom qab.
Ib qho ntxiv, muaj lub sijhawm qhib nkag rau txhua xyoo thaum lub sijhawm koj tuaj yeem thov Medicare thawj zaug lossis hloov cov kev npaj. Lub sijhawm teev npe nkag rau Medicare Advantage cov phiaj xwm pib txij lub Ib Hlis 1 txog rau Peb Hlis 31 txhua xyoo.
Cov lus qhia rau kev cuv npe hauv Medicare hauv Nebraska
Thaum koj npaj siab yuav rau npe, nws yog ib qho tseem ceeb kom ua koj cov ntawv ua tom tsev ntawm Medicare cov phiaj xwm hauv Nebraska, tshwj xeeb yog tias koj tab tom txiav txim siab Medicare Advantage txoj kev npaj. Thaum tseem hwv txoj cai lij choj hais tias Medicare Advantage cov phiaj xwm them rau cov kev pab tib yam li Medicare thawj, muaj txoj kev hloov pauv qhov uas cov phiaj xwm tau teeb tsa. Qee qhov yog phiaj xwm Kho Mob Kev Kho Mob (HMO), hos qee qhov yog Cov Kev Pab Cuam Tshuam Cov Muaj Cai (PPO), piv txwv.
Hom phiaj xwm twg ua haujlwm zoo tshaj rau koj yog nyob ntawm koj qhov xwm txheej thiab kev nyiam. Nws yuav pab tau kom rau hauv lub siab cov lus nug xws li hauv qab no:
- Dab tsi yog cov kws khomob koom tes zoo li?
- Lub network puas muaj cov kws kho mob thiab tsev kho mob uas kuv xav tau uas yooj yim rau kuv?
- Kuv puas xav tau kev xa yog tias kuv xav ntsib cov kws tshaj lij?
- Txoj kev npaj khomob no yuav raug nqi npaum licas rau kuv, rau hauv cov nqi khomob thiab thaum tseem tabtom khomob thaum kuv mus nrhiav kev khomob?
- Qhov phiaj xwm no puas suav nrog qhov kev pab them nqi thiab cov kev pab cuam uas ua rau kuv xav tau?
Nebraska Medicare cov kev pab
Cov peev txheej no tuaj yeem siv tau los pab koj kawm paub ntau ntxiv txog Medicare Nebraska cov kev xaiv them nqi:
- Nebraska Lub Tuav Pov Hwm
- Medicare
- Social Security Administration
Kuv yuav ua licas txuas ntxiv mus?
Thaum koj npaj tau rau npe koom rau hauv Medicare Nebraska txoj kev npaj, xav txog cov yeeb yam nram qab no:
- Ua ib co kev tshawb fawb rau hauv koj cov phiaj xwm phiaj xwm kev xaiv. Cov npe saum toj saud tuaj yeem yog qhov pib zoo rau kawm paub ntau ntxiv txog Medicare Advantage cov phiaj xwm hauv Nebraska.
- Nws kuj tuaj yeem pab tau mus cuag ib tus neeg sawv cev uas muaj kev txawj ntse nrog Medicare thiab tuaj yeem pab koj nkag siab tias koj cov kev xaiv muaj ntau yam dua koj lub neej.
- Yog tias koj nyob nruab nrab ntawm koj lub sijhawm xub thawj lossis lub sijhawm qhib nkag rau npe nkag, ua daim ntawv thov Medicare online ntawm Social Security Administration lub vev xaib. Daim ntawv thov yuav siv sijhawm feeb thiab tsis tas yuav muaj cov ntaub ntawv xub thawj.
Kab lus no tau raug hloov kho thaum Lub Kaum Ib Hlis 13, 2020, kom pom zoo 2021 Cov ntaub ntawv Medicare.
Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.