Medicare Advantage Cov Kev Npaj Ua Dab Tsi uas Humana Tau Muab rau Xyoo 2021?

Zoo Siab

• Humana Medicare Advantage HMO cov phiaj xwm
• Cov nqi
• Cov kev pab cuam
• Humana Medicare Advantage PPO cov phiaj xwm
• Cov nqi
• Cov kev pab cuam
• Humana Medicare Advantage PFFS cov phiaj xwm
• Cov nqi
• Cov kev pab cuam
• Humana Medicare Advantage SNPs
• Cov nqi
• Cov kev pab cuam
• Medicare Advantage yog dab tsi?
• Cov nqa mus

• Humana yog ib lub tuam txhab tuav pov hwm ntiag tug uas muab Medicare Advantage (Tshooj C) cov phiaj xwm.
• Humana muaj cov HMO, PPO, PFFS, thiab SNP txoj kev xaiv.
• Tsis yog txhua txhua Humana Medicare Advantage cov phiaj xwm yuav muaj nyob hauv koj thaj chaw.

Yog koj twb tau txiav txim siab mus nrog Medicare Advantage (Medicare Part C) txoj kev npaj khomob, koj tseem muaj qee qhov kev txiav txim siab txog. Ib qho ntawm cov no yog cov chaw pov hwm uas yuav muab koj cov kev pov hwm.

Humana yog ib lub tuam txhab tuav pov hwm kev noj qab haus huv nyob rau hauv Kentucky thiab tau pom zoo los ntawm Medicare los muag rau Part C cov phiaj xwm. Peb yuav tham txog cov phiaj xwm Humana muaj, lawv cov nqi, lawv them dab tsi, thiab lwm yam.

Humana Medicare Advantage HMO cov phiaj xwm

Cov nqi

Lub Koomhaum Saib Xyuas Kev Noj Qab Haus Huv (HMO) cov phiaj xwm tau ntxim nyiam rau coob leej neeg vim tias lawv muaj peev xwm them taus. Hauv ntau tus ZIP code, muaj cov phiaj xwm muaj rau $ 0 txhua hli hwm.

Tsawg tus nqi yuav them rau thaum koj pom cov neeg muab kev pabcuam, xws li cov kws tshaj lij. Cov nqi no sib txawv, nyob ntawm qhov chaw nyob, tab sis thaj tsam li $ 0 txog $ 50 nyob hauv ntau qhov chaw. Feem ntau, koj tus kws kho mob yuav tsis tau them nyiaj ntxiv.

Cov nyiaj txiav tawm txhua xyoo rau Humana HMO cov phiaj xwm txawv txij $ 0 txog rau $ 800, nyob ntawm koj qhov chaw nyob thiab hom phiaj koj xaiv.

Tej zaum yuav muaj qhov muab rho tawm tau txhua xyoo rau cov tshuaj noj thiab. Cov no txawv ntawm $ 0 txog kwv yees $ 445, nyob ntawm koj qhov chaw nyob thiab hom phiaj koj xaiv.

Koj cov nuj nqis them nyiaj ntau tshaj hauv ib xyoos yuav txawv raws cov kev npaj uas koj xaiv, tab sis qhov nyiaj siab rau ib qho kev pab Medicare Advantage yog $ 7,550 hauv 2021.

Cov kev pab cuam

Xav tau los ntawm kev cai lij choj, cov phiaj xwm no them tsawg kawg li qub Medicare, yog li koj tuaj yeem lees paub tias koj yuav tau txais kev saib xyuas hauv tsev kho mob, kev pab them nqi kho mob, thiab tiv thaiv kev saib xyuas, suav nrog kev teem caij kuaj mob thiab tshuaj tiv thaiv txhua xyoo.

Ib yam li HMO, koj yuav tsum xaiv koj cov kws kho mob, suav nrog koj tus kws kho mob (PCP), los ntawm lub chaw pab pawg muab kev pab. Humana muab cov phiaj xwm Point-of-Service (HMO-POS) uas cia koj xaiv cov koom tes tawm ntawm cov koom tes nyob hauv qee yam.

Koj yuav tsum tau txais kev xa tawm ntawm koj tus PCP txhawm rau mus ntsib cov kws tshaj lij thiab lwm cov chaw muab kev pab.

Humana HMOs them rau cov kev kho mob kub ceev sab nraud Tebchaws Asmeskas.

Qee qhov ntawm Humana lub HMOs tseem suav nrog cov kev pab them tshuaj uas zoo ib yam lossis zoo dua Medicare Part D cov phiaj xwm.

Feem ntau ntawm cov phiaj xwm no suav nrog koom nrog dawb rau ntau qhov chaw kho mob hauv zos thiab cov tsev noj qab haus huv. Tsis yog txhua txhua qhov chaw muaj peev xwm nyob hauv cov npe no.

Humana Medicare Advantage PPO cov phiaj xwm

Cov nqi

Cov Phiaj Xwm Kev Zov Me Nyuam (PPO) cov kev npaj muab rau koj muaj txoj kev ywj pheej los xaiv ib tug kws kho mob pom zoo Medicare uas koj xav mus ntsib. Txawm li cas los xij, cov muab kev pab tawm-ntawm-phiaj xwm yuav raug nqi ntau feem ntau.

Koj cov nuj nqis them txhua hli thiab cov nqi them yuav ntau dua HMOs nyob rau hauv qee cov ZIP tab sis tseem pheej yig. Cov nqi them rau cov kws tshaj lij them nqi txij li $ 20 txog $ 40 feem ntau.

Cov kev kuaj mob tiv thaiv txhua xyoo tuaj yeem tau yam tsis tau them nqi.

Ib zaug ntxiv, koj cov kev siv nyiaj ntau tshaj ntawm hnab tshos txhua xyoo yuav txawv raws qhov kev npaj koj xaiv tab sis tsis pub tshaj $ 7,550.

Cov kev pab cuam

Raws li txoj cai lij choj, cov phiaj xwm no yuav them tsawg li Medicare, yog li koj tuaj yeem lees paub tias koj yuav tau pw hauv tsev kho mob thiab pw sab nrauv.

Koj yuav tsis tau xav tau kev xa mus ntsib cov kws tshaj lij.

Cov phiaj xwm no muab kev tu neeg mob hauv tsev. Lawv kuj muab cov kev xaiv ua ntxiv, xws li pom kev, kho hniav, kev pab them tshuaj, thiab cov kev tawm dag zog.

Kev khomob kub ntxhov nyob sab nraud Tebchaws Asmeskas yog lwm qhov txiaj ntsig ntxiv.

Humana Medicare Advantage PFFS cov phiaj xwm

Cov nqi

Kev them nyiaj ntiag tug rau kev pabcuam (PFFS) cov phiaj xwm tsis muaj nyob txhua qhov chaw.

Nrog txoj kev npaj PFFS, koj tuaj yeem ntsib ib tus kws kho mob pom zoo Medicare, qhia tias lawv tau txais Humana cov kev ua raws li PFFS ntawm cov kev pabcuam thiab cov ntsiab lus ntawm kev them nyiaj.

Humana PFFS cov phiaj xwm sib txawv los ntawm thawj qhov Medicare thiab los ntawm lwm cov phiaj xwm ntxiv. Raws li lub tuam txhab nyiaj pov hwm, Humana, tsis yog Medicare, yuav txiav txim seb lawv yuav them rau cov kws kho mob thiab tsev kho mob ntau npaum li cas uas koj yuav tsum tau them rau kev saib xyuas koj.

Nrog rau phiaj xwm PFFS, koj tsis tas yuav xaiv tus kws kho mob qib ib. Koj kuj tsis tas yuav xa koj mus ntsib tus kws kho mob tshwj xeeb.

Cov kev kuaj mob tiv thaiv txhua xyoo tuaj yeem tau yam tsis tau them nqi.

Nws yog ib qho tseem ceeb kom paub meej tias koj tus kws kho mob muaj kev cog lus tsis tu ncua nrog lub Humana PFFS network ua ntej tau txais kev pabcuam. Txawm hais tias koj xav tau kev pabcuam thaum muaj xwm txheej ceev, koj yuav tsis tau lees tias tus kws kho mob uas koj mus ntsib yuav kho koj lossis lees txais kev them nyiaj los ntawm koj txoj kev npaj khomob.

Koj cov nqi yuav sib txawv raws qhov qauv koj xaiv. Feem ntau koj yuav them tus nqi sib koom them nqi uas txiav txim siab los ntawm koj txoj kev npaj, xws li npaj cov nqi them thiab cov nyiaj them poob haujlwm. Koj kuj tseem yuav tsum tau them tus kws kho mob daim nqi ntxiv rau cov nqi uas tau teem tseg.

Cov kev pab cuam

Raws li kev cai lij choj, cov phiaj xwm no yuav them tsawg kawg nkaus li qhov qub Medicare, yog li koj tuaj yeem paub meej tias koj yuav mus pw hauv tsev kho mob thiab pab kho mob sab nrauv.

Cov kev yuav tshuaj yuav tshuaj muaj nyob rau hauv feem ntau, tab sis tsis yog tas nrho, PFFS cov phiaj xwm.

Pab kho mob ti tes ti taw nyob sab nraud Asmeskas.

Txij li cov kws kho mob tsis koom tes tuaj yeem xaiv los lees txais kev them nyiaj los ntawm PFFS txoj kev npaj raws li cov kev pabcuam tau muab lossis qee qhov xwm txheej, koj tsis tuaj yeem ntseeg tias tus kws kho mob yuav kho koj, txawm tias lawv tau kho lwm tus neeg mob uas muaj tib txoj cai PFFS uas koj ua.

Humana Medicare Advantage SNPs

Cov nqi

Cov Ntawv Xav Tau Tshwj Xeeb (SNPs) feem ntau yog pub dawb thiab tsis tas yuav muaj feem pab nrog them nyiaj, lossis yuav them nqi lossis tsis tau them hlo li.

Cov SNP tsuas muaj rau yog tias koj muaj cov cai tshwj xeeb, xws li:

• nyob hauv qee hom kev muaj mob hauv chaw pw, xws li tsev laus
• muaj mob tsis xwm yeem uas tau pom zoo los ntawm Medicare rau ib tug SNP
• kev tsim nyog rau ob qho Medicare thiab Medicaid

Humana muaj ob hom SNP uas muaj nyob hauv kwv yees li 20 lub xeev. Ib hom yog rau cov neeg uas tsim nyog rau ob qho Medicaid thiab Medicare. Lwm hom yog rau cov neeg uas muaj qee yam mob nyhav, xws li:

• kev mob plawv
• mob plawv ntev
• tus kab mob ntsws
• mob ntshav qab zib
• mob raum ntu kawg (ESRD)

Cov kev pab cuam

Yog tias koj tsim nyog rau Humana SNP, koj yuav tau tag nrho cov txiaj ntsig ntawm Medicare qub ntxiv nrog Medicare Tshooj D.

Cov kev noj qab haus huv thiab kev noj qab haus huv kuj tseem yuav suav nrog rau cov mob xws li mob ntshav qab zib thiab kev tiv thaiv kab mob. Koj li SNP kuj tseem yuav them rau cov kev kho kaus hniav niaj hnub, kev saib xyuas qhov muag, kev hnov ​​lus, thiab kev pab thauj neeg mob tsis kub ntxhov. Cov nyiaj cia rau hauv kiab khw (OTC) feem ntau suav nrog them nyiaj teem.

Medicare Advantage yog dab tsi?

Medicare Advantage (Tshooj C) cov phiaj xwm yog cov phiaj xwm muab kev pab ntxiv rau qhov kev pab kho mob Medicare qub. Tus nqi rau txhua hom phiaj sib txawv raws li theem kev pov hwm koj xaiv rau, thiab koj thaj chaw nyob.

Cov phiaj xwm Medicare Advantage yuav tsum tau them yam tsawg yuav tsum npaum li daim Medicare thawj. Cov kev pab ntxiv uas lawv muaj xws li kev kho hniav, kho qhov muag, hnov ​​lus, thiab cov tshuaj noj.

Tsis yog txhua hom qauv nyob hauv txhua lub nroog. Medicare nrhiav tau cov phiaj xwm phiaj xwm kho mob tuaj yeem pab koj soj ntsuam Medicare cov phiaj xwm muaj nyob hauv koj thaj chaw. Koj yuav tsum sau koj li ZIP code.

Cov nqa mus

Humana muaj ntau txoj kev pab them nqi kho mob Medicare Advantage nyob thoob plaws lub teb chaws. Txoj kev npaj khomob no yog txoj yuavtsum tau ua los kom muaj kev fajseeb khomob tsawg kawg li Medicare.

Cov phiaj xwm feem ntau muaj ntau hom kev pab them nqi, xws li pom kev, kho hniav, thiab siv tshuaj kho mob. Qhov phiaj xwm koj muaj peev xwm xaiv tau yuav tsum muab kev pabcuam koj tus lej ZIP. Cov nqi sib txawv raws phiaj xwm.

Kab lus no tau raug hloov kho thaum Lub Kaum Ib Hlis 13, 2020, kom pom zoo 2021 Cov ntaub ntawv Medicare.

Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.