Medicare puas npog tsom iav?

Zoo Siab

• Medicare puas them rau tsom iav?
• Kev Pab Them Medicare Tshooj B
• Kev pab them nqi Medicare Advantage
• Medigap
• Medicare tsis them rau dab tsi?
• Lwm cov kev xaiv them rau cov tsom iav
• Cov nqa mus

• Medicare tsis them nyiaj rau tsom iav qhov muag, tshwj tsis yog qhov tsom iav qhov xav tau tom qab kev phais qhov muag.
• Qee qhov phiaj xwm Medicare Advantage muaj qhov pab them kho qhov muag, uas yuav pab koj them rau tsom iav qhov muag.
• Muaj cov koom haum hauv zej zog thiab cov koom haum tsis koom nrog uas tuaj yeem pab koj them rau tsom iav thiab tsom iav.

Medicare tsis them rau cov kev pab kho qhov muag, suav nrog them rau tsom iav thiab tsom iav. Yog lawm, muaj qee qhov tsis suav, suav nrog yog tias koj muaj Medicare Advantage txoj kev npaj uas muaj kev pab them cov tsis pom kev. Khaws nyeem ntawv kom paub seb koj tuaj yeem tau txais kev pab them nyiaj rau cov tsom iav.

Medicare puas them rau tsom iav?

Raws li txoj cai dav dav, tus thawj Medicare tsis them nyiaj rau tsom iav. Qhov no txhais tau tias yog tias koj xav tau lub tsom iav tshiab, koj yuav them 100 feem pua ​​ntawm cov nqi tawm hauv hnab tshos.

Txawm li cas los xij, muaj qee qhov kev zam yog tias koj muaj Medicare Advantage lossis tom qab koj tau phais tawm pob qij txha. Peb yuav tshawb kom paub cov ntsiab lus ntawm cov kev zam no txuas ntxiv mus.

Kev Pab Them Medicare Tshooj B

Medicare Tshooj B (kev pab them nqi kho mob) yuav them rau qhov tsom iav tsom iav tom qab koj tau phais tawm pob tsom iav nrog lub ntsej muag tsom iav.

Txawm li cas los xij, qhov no tsis tau txhais hais tias koj cov iav tsis pub dawb. Koj yuav tsum them 20 feem pua ​​ntawm cov nqi rau koj tsom iav, thiab koj Tshooj B uas txiav tawm tau. Ob peb ntawm kev txwv raws li no:

• koj yuav them tus nqi ntxiv rau cov khoom siv hloov tshiab
• koj yuav tsum yuav daim tsom iav qhov muag los ntawm tus kws muag khoom Medicare

Yog tias koj plam lossis tsoo cov tsom iav no, Medicare yuav tsis them rau cov tshiab. Medicare tsuas them rau ib nkawm tshiab tsom iav qhov muag nyob rau hauv lub neej, toj ib qhov muag koj tau phais. Yog li, yog tias koj muaj kev phais kom kho qhov muag ib qho, koj tuaj yeem tau txais ib nkawm tsom iav thaum lub sijhawm ntawd. Yog tias koj muaj teeb meem tsom tawm ntawm lwm lub qhov muag tom ntej, koj tuaj yeem tau txais lwm daim tsom iav tshiab.

Kev pab them nqi Medicare Advantage

Medicare Advantage (lossis Medicare Ntu C) yog lwm txoj kev xaiv rau Medicare qub uas koj xaiv lub tuam txhab tuav pov hwm ntiag tug kom ua tiav koj cov txiaj ntsig Medicare. Txoj kev pab them nqi kho mob Medicare Advantage yuav tsum muab tag nrho cov kev kho mob Medicare qub, thiab qee cov phiaj xwm muab kev pab them nqi ntxiv rau suav nrog kho kaus hniav, hnov ​​lus, lossis kho qhov muag.

Thaum Medicare Advantage tuaj yeem muab qee cov txiaj ntsig tsis pom kev, tseem muaj cov nqi tawm ntawm hnab tshos. Raws li kev tshawb fawb tsis ntev los no, Medicare Advantage tau sau npe nrog kev pab cuam kho qhov muag tseem tau them txog 62 feem pua ​​ntawm cov nuj nqis cuam tshuam nrog lawv qhov kev siv lub zeem muag.

Yog tias koj muaj Medicare Advantage nrog kev pab them nqi kho qhov muag, nws yog qhov tseem ceeb uas yuav tau siv cov kws kho mob koom tes rau hauv koj cov kev kho qhov muag. Koj txoj kev npaj ua tswv cuab kuj tseem xav tau cov kws muag tsom iav thiab cov iav ntsiab muag. Xaiv los ntawm cov npe ntawm cov chaw muab kev pab pom zoo feem ntau yuav pab koj kom tau txais kev txuag nyiaj loj tshaj plaws.

Yog tias koj xaiv Medicare Advantage txoj kev pab them nqi nrog kev pab them nqi kho qhov muag, koj qhov nqi yuav them lossis txiav tawm yuav siab dua me ntsis. Koj qhov kev tiv thaiv qhov muag kuj tseem yuav tsum tau them tus nqi kom them rau qhov muag thiab tsom iav qhov muag. Nrog rau lwm cov phiaj xwm, koj yuav tsum ua kom tau qhov koj them ua ntej koj txoj kev npaj yuav them ib feem ntawm koj cov kev pab cuam lub zeem muag. Txawm li cas los xij, yog tias koj xav tias koj yuav xav tau cov kev pabcuam tsis pom kev zoo, txoj kev npaj khomob uas tsis pom kev zoo yuav txuag koj nyiaj ntev.

Txhawm rau nrhiav Medicare Advantage txoj kev pab them nqi uas muaj kev pab them nqi kho qhov muag, koj tuaj yeem siv Nrhiav Qhov Kev Npaj Kho Medicare Plan. Koj kuj tuaj yeem tiv toj Medicare Advantage cov phiaj xwm thiab cov tuam txhab ncaj qha txhawm rau nug cov lus nug txog lawv qhov duav tau.

Medigap

Kev tuav pov hwm them nyiaj Medicare, lossis Medigap, yog ib cov ntawv tuav pov hwm ntxiv uas koj tuaj yeem yuav yog tias koj muaj Medicare qub. Thaum Medigap tuaj yeem pab them cov nqi-ntawm-hnab tshos cuam tshuam nrog Medicare feem A thiab B, xws li kev them nyiaj npib thiab txo tawm, nws yuav tsis pab them rau "ntxiv" xws li kev saib xyuas qhov muag.

Medicare tsis them rau dab tsi?

Medicare tsis them rau cov kev pabcuam hauv qab no ntsig txog kev saib xyuas qhov muag:

• kev mus kuaj qhov muag
• yuav tsom iav qhov muag
• yuav khoom ntawm cov lo ntsiab muag
• kev yuav khoom tom qab lo ntsiab muag

Txawm li cas los xij, Medicare Ntu B npog qee qhov kev kuaj qhov muag, suav nrog kev kuaj ntshav txhawm xyoo rau cov neeg muaj kev pheej hmoo thiab kuaj qhov muag txhua xyoo rau cov neeg muaj ntshav qab zib rau cov ntshav qab zib muaj ntshav qab zib. Medicare tseem suav nrog kev phais mob cataract.

Lwm cov kev xaiv them rau cov tsom iav

Muaj ntau lub koomhaum uas tuaj yeem pab them cov nqi ntawm koj lub tsom iav thiab qhov muag saib xyuas qhov muag. Qee cov qauv suav nrog:

• Cov nqa mus

  Medicare tsis muaj kev pov hwm tsis pom kev zoo, suav nrog them cov tsom iav. Nws feem ntau duav tau cov kev pabcuam kho mob ntsig txog kev kho qhov muag, xws li kuaj kabmob ntshav qabzib lossis mob txha cajqab.

  Yog tias koj lossis tus neeg koj hlub siv tau kev pab yuav cov tsom iav, muaj ntau lub zej zog thiab koom haum hauv tebchaws tau pab txhawm rau pab kho qhov muag.

  Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.