Puas Medicare Them Kev Kho Mob Rov Qab?

Zoo Siab

• Kev pab them nqi Medicare rau kev phais mob rov qab
• Medicare Tshooj A (ntawv faj seeb tsev kho mob)
• Tshooj Medicare B (kev fajseeb khomob)
• Yuav rov qab phais pes ntau npaum li cas nrog Medicare?
• Piv txwv ntawm cov nqi phais tom qab
• Medicare puas them rau txhua yam kev phais mob rov qab?
• Nqa Nyiaj

Yog tias kev phais mob rov tom qab yog qhov tsim nyog kho mob los ntawm kws kho mob, thawj Medicare (Ntu A thiab Tshooj B) feem ntau yuav them rau.

Yog tias koj hnov ​​mob nraub qaum, tham nrog koj tus kws kho mob txog cov kev kho mob uas yuav suav nrog:

• kuaj mob
• noj tshuaj
• kev pab kho lub cev
• kev phais mob

Lawv tuaj yeem qhia koj paub vim li cas lawv xav tias cov txheej txheem no tsim nyog thiab yog tias lawv tau duav los ntawm Medicare.

Kev pab them nqi Medicare rau kev phais mob rov qab

Kev pab them nqi Medicare rau kev phais mob rov qab yog feem ntau tsom iav them rau lwm yam kev phais mob, hauv tsev kho mob, thiab kev soj qab.

Medicare Tshooj A (ntawv faj seeb tsev kho mob)

Medicare Tshooj A Pab them nqi pw hauv tsev kho mob, pab uas:

• lub tsev kho mob lees txais Medicare
• Koj yuav tau txais kev tso cai ntawm kws kho mob daim ntawv xaj kom qhia tias koj xav tau pw hauv tsev kho mob

Koj yuav tsum pom zoo rau koj pw hauv tsev kho mob los ntawm Pawg Neeg Saib Xyuas Kev Siv Cov Tsev Kho Mob.

Kev pab them nqi kho mob rau cov neeg pw hauv tsev kho mob suav nrog:

• ib nrab ntawm cov chav (chav tsev ntiav yog thaum tsim nyog kho mob)
• kev saib xyuas dav dav (tsis yog tsev laus-tshwj xeeb txoj haujlwm tu)
• zaub mov
• tshuaj (ua ib feem ntawm pw kho)
• cov kev pabcuam hauv tsev kho mob thiab cov khoom siv (tsis yog khoom siv rau kev saib xyuas tus kheej xws li cov thom khwm nplua lossis cov chais)

Tshooj Medicare B (kev fajseeb khomob)

Medicare Tshooj B duav tau koj tus kws kho mob cov kev pab thaum lub sij hawm koj nyob hauv tsev kho mob thiab kev pab kho mob tom qab koj tso tawm hauv tsev kho mob.Lwm yam kev pov hwm, xws li Medicare Supplement cov phiaj xwm (Medigap), Medicare Tshooj D (tshuaj noj), lossis Medicare Advantage cov phiaj xwm muaj rau koj thaum koj tsim nyog tau txais Medicare.

Yog tias koj muaj hom kev pov hwm ntxiv nrog rau Medicare, nws yuav cuam tshuam tus nqi uas koj them rau koj qhov phais mob thiab rov qab los.

Yuav rov qab phais pes ntau npaum li cas nrog Medicare?

Nws tsis yooj yim los txiav txim txog cov nqi pes tsawg ua ntej kev phais mob rov qab, vim tias cov kev pabcuam tshwj xeeb uas koj xav tau tseem tsis tau paub. Piv txwv li, koj yuav xav tau ib hnub ntxiv hauv tsev kho mob tshaj li qhov kwv yees tau.

Los kwv yees koj cov nqi:

• Nug koj tus kws kho mob thiab tsev kho mob seb lawv xav tias koj yuav tau them npaum li cas rau koj txoj kev phais mob thiab kev soj ntsuam taug qab. Kuaj xyuas seb puas muaj kev pab cuam pom zoo tias Medicare tsis duav txog.
• Yog tias koj muaj lwm yam is saws las, xws li txoj cai Medigap, tiv tauj lawv kom saib seb lawv yuav them tus nqe twg thiab lawv xav tias koj yuav tsum them dab tsi.
• Kuaj koj tus lej Medicare (MyMedicare.gov) kom pom seb koj puas tau txiav tawm koj feem A thiab Seem B txiav tawm.

Cov lus no qhia ib qho piv txwv txog tej nqi:

Medicare Tshooj A kev pab them nqi yog $ 0 rau hnub 1 txog 60 rau txhua qhov txiaj ntsig.

Piv txwv ntawm cov nqi phais tom qab

Medicare.gov lub vas sab ua rau cov nqi ntawm qee cov txheej txheem muaj. Cov nqi no tsis suav nrog cov kws kho mob tus nqi thiab yog txiav txim siab nyob rau hauv nruab nrab Medicare qhov nruab nrab ntawm xyoo 2019.

Cov lus no tuaj yeem muab cov ntawv pov thawj rau koj uas koj yuav tsum tau them rau qee cov kev pabcuam cuam tshuam txog kev phais mob sab nraub qaum.

Medicare puas them rau txhua yam kev phais mob rov qab?

Txawm hais tias Medicare feem ntau duav tau kev phais mob uas tsim nyog, nrog koj tus kws kho mob paub meej tias Medicare yuav them rau hom kev phais lawv xav tau.

Hom kev phais mob nraub qaum muaj xws li:

• Lub tshuab hlwb hlau
• txha caj qaum laminectomy / leeg nrob qaum decompression
• vertebroplasty thiab kyphoplasty
• nucleoplasty / ntshav disk compression
• foraminotomy
• txha caj qaum
• cuav disks

Nqa Nyiaj

Yog tias koj tus kws kho mob qhia tias kev phais mob rov qab yog qhov tsim nyog kho rau koj, feem ntau yuav them los ntawm Medicare qub (Tshooj A thiab Ntu B).

Kev txiav txim seb yuav rov qab phais npaum li cas yuav ua rau koj them tom qab Medicare them nyiaj nyuaj vim tias tsis paub meej cov kev pabcuam koj yuav mus saib tau.

Koj tus kws kho mob thiab tsev kho mob yuav tsum muaj peev xwm muab qee qhov kev kwv yees siv tau.

Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.