Tus Sau: Lewis Jackson
Hnub Kev Tsim: 11 Tau 2021
Hloov Hnub: 9 Lub Kaum Ib Hli Ntuj 2024
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Illinois Medicare Cov Tswv Yim Kho Mob hauv 2021 - Noj Qab Haus Huv
Illinois Medicare Cov Tswv Yim Kho Mob hauv 2021 - Noj Qab Haus Huv

Zoo Siab

Medicare yog tsoomfwv txoj kev npaj fajseeb khomob uas pab cov tibneeg hnub nyoog 65 thiab laus dua them rau kev khomob uas tsimnyog. Koj kuj yuav tsim nyog tau yog tias koj hluas dua li 65 xyoos thiab nyob nrog ib qho kev tsis taus. Hauv Illinois, txog 2.2 lab tus tib neeg muaj npe rau Medicare.

Tsab xov xwm no yuav piav qhia txog Medicare cov kev xaiv hauv Illinois hauv 2021, suav nrog cov phiaj xwm Medicare Advantage thiab dab tsi los xav txog thaum koj mus yuav kev fajseeb khomob.

Medicare yog dab tsi?

Thaum koj tso npe rau Medicare hauv Illinois, koj tuaj yeem xaiv Medicare thawj lossis Medicare Advantage txoj kev npaj khomob.

Medicare qub, qee zaus hu ua Medicare tsoos, yog tsoom fwv tswj hwm. Nws suav nrog Ntu A (kev tuav pov hwm hauv tsev kho mob) thiab Tshooj B (ntawv pov hwm kho mob).

Ntu A pab them nqi kho mob hauv tsev kho mob thiab lwm yam kev kho mob sab hauv, thaum Tshooj B npog ntau yam kev khomob tsim nyog, suav nrog kev mus ntsib kws kho mob thiab kev tiv thaiv.

Yog tias koj muaj npe tau txais kev kho mob xub thawj Medicare, koj tuaj yeem xaiv sau npe rau qee yam kev tiv thaiv ntxiv. Medigap cov cai tswjfwm qee cov nqi khomob uas tus kws khomob Medicare qub tsis siv, xws li koj cov nqi them thiab cov nqi txo. Yog tias koj xav tau kev pab them nyiaj, koj kuj tuaj yeem tso npe rau cov phiaj xwm muag tshuaj ib leeg, uas hu ua Ntu D.


Medicare Advantage (Tshooj C) cov phiaj xwm muab rau koj lwm txoj kev los txais koj cov kev pab them nqi Medicare. Cov phiaj xwm no tau muaj los ntawm cov tuam txhab muag kev pov hwm, thiab lawv suav tag nrho Medicare feem A thiab B cov kev pabcuam.

Medicare Advantage cov kev npaj hauv Illinois yuav muab ntau lwm cov txiaj ntsig uas tsis suav nrog Medicare thawj, xws li:

  • hnov lus, kho qhov muag, thiab kho hniav
  • Kev pab them tshuaj
  • cov kev pab nyab xeeb
  • Cov tshuaj pab kws kho mob muab tshuaj

Cov phiaj xwm Medicare Advantage twg muaj nyob hauv Illinois?

Muaj ntau lub phiaj xwm Medicare Advantage muaj rau cov neeg nyob hauv Illinois. Cov pab kas phais hauv qab no muaj kev pab them nqi Medicare Advantage nyob rau hauv Illinois:

  • Aetna Medicare
  • Ascension Ua tiav
  • Xiav Hla thiab Xiav Tiv Thaiv ntawm Illinois
  • Kaj Huv
  • Cigna
  • Ntshiab Lub Caij Nplooj Hlav Huv Si
  • Neej Neeg Dab
  • Lasso Kho Mob
  • Ntau
  • UnitedHealthcare
  • WellCare
  • Zing Noj Qab Haus Huv

Medicare Advantage txoj kev pab them nqi sib txawv nyob rau cheeb nroog, yog li sau koj tus lej ZIP tshwj xeeb thaum tshawb cov phiaj xwm koj nyob.


Leej twg thiaj li tsim nyog txais Medicare hauv Illinois?

Cov kev cai tsim nyog tau txais kev pab rau Medicare sib txawv nyob ntawm koj lub hnub nyoog. Yog koj tseem hluas dua 65 xyoo, koj yuav muaj feem nyob rau cov xwm txheej no:

  • koj tau pom tias muaj mob raum raum tsis ua haujlwm (ESRD) lossis amyotrophic lateral sclerosis (ALS)
  • koj tau nyiaj Social Security Disability Insurance (SSDI) tau 2 xyoos.

Yog tias koj muaj 65 xyoos, koj yuav tsim nyog rau Medicare nyob rau hauv Illinois txawm li cas los xij:

  • koj nyob hauv Tebchaws Meskas thiab koj yog neeg xam xaj Meskas lossis muaj ntawv nyob ruaj khov
  • koj twb tau txais cov txiaj ntsig nyiaj laus los sis tsis tsim nyog tau txais lawv

Thaum twg kuv thiaj tuaj yeem tso npe tau rau hauv Medicare Illinois cov phiaj xwm?

Yog tias koj tsim nyog tau txais Medicare, koj tuaj yeem tso npe rau qee lub sijhawm hauv lub xyoo. Cov sijhawm no suav nrog:

  • Lub sijhawm nkag thaum xub thawj. Lub sijhawm 7-hlis no muaj rau cov neeg tsim nyog tau txais Medicare thaum lawv muaj 65 xyoos. Nws pib 3 lub hlis ua ntej lub hlis koj hloov 65 xyoo thiab tas 3 lub hlis tom qab lub hnub yug koj.
  • Lub sijhawm qhib rau npe nkag txhua xyoo. Lub sijhawm qhib rau npe nkag txhua xyoo pib txij lub Kaum Hlis 15 txog Kaum Ob Hlis 7. Yog tias koj tso npe rau Medicare Advantage txoj kev npaj rau lub sijhawm no, koj cov kev pab tshiab yuav pib rau lub Ib Hlis 1.
  • Medicare Advantage qhib lub sijhawm nkag. Txij Lub Ib Hlis 1 txog Lub Peb Hlis 31 txhua txhua xyoo, koj tuaj yeem hloov mus rau lwm qhov kev pab Medicare Advantage. Yog tias koj hloov siab, koj qhov kev pov hwm tshiab yuav pib rau thawj hnub ntawm lub hlis tom qab tus tswv tuav pov hwm tau txais koj cov lus thov.
  • Lub sijhawm sau npe tshwj xeeb. Yog tias koj ntsib qee yam xwm txheej ntawm lub neej, koj raug tso cai sau npe rau Medicare sab nraud ntawm lub sijhawm nkag rau ib xyoos ib zaug. Piv txwv, koj tuaj yeem muaj lub sijhawm sau npe tshwj xeeb yog tias koj poob haujlwm los ntawm chaw ua haujlwm kev tiv thaiv kev noj qab haus huv, piv txwv.

Qee qhov xwm txheej, koj yuav tau sau npe rau Medicare nws tus kheej. Yog tias koj tsim nyog muaj npe txais Medicare vim muaj mob xiam oob qhab, koj yuav nkag rau tom qab koj tau txais SSDI kev kuaj xyuas tau 24 lub hlis. Yog tias koj tau txais nyiaj laus Railroad Retirement lossis nyiaj laus Social Security, koj yuav raug tso npe thaum koj muaj 65 xyoos.


Cov lus qhia rau kev cuv npe hauv Medicare hauv Illinois

Muaj ntau yam yuav tau txiav txim siab raws li koj ntsuam xyuas ntau yam phiaj xwm Medicare nyob hauv Illinois. Txhawm rau kom nrhiav tau txoj phiaj xwm uas haum rau koj cov kev xav tau, xav txog cov hauv qab no:

  • Pab them. Medicare Advantage cov kev pab yuav them rau cov kev pab uas Medicare tsis tshwj, xws li kho hniav, kho qhov muag, lossis kho pob ntseg. Qee tus neeg txawm tias muab perks, xws li kev ua si qoj. Saib rau cov phiaj xwm uas duav cov kev pabcuam koj xav tau lossis xav tau.
  • Nqi. Tus nqi ntawm Medicare Advantage cov kev npaj sib txawv. Rau qee qhov phiaj xwm, koj yuav raug them tus nqi them txhua hli ntawm qhov nyiaj them ntxiv nrog rau Medicare Tshooj B hwm. Cov nyiaj them ua ke, cov nyiaj tau them, thiab cov nyiaj them tawm yuav ua rau koj cov nqi sab hauv hnab tshos.
  • Cov zov me nyuam network. Yog tias koj koom nrog Medicare Advantage txoj kev pab them nqi, koj yuav tsum tau txais kev saib xyuas los ntawm cov kws kho mob thiab tsev kho mob hauv koj txoj kev npaj koom tes. Koj tuaj yeem yuav nug koj cov kws saib xyuas kev noj qab haus huv tam sim no yog tias lawv koom nrog cov phiaj xwm koj xav tau.
  • Cov chaw pabcuam. Original Medicare muab kev pab them nqi thoob tebchaws, thaum Medicare Advantage cov phiaj xwm muab kev pab tsawg dua. Yog tias koj npaj siab mus ncig, koj yuav nyiam qhov phiaj xwm Medicare uas muaj kev pab ncig los yog qhua.
  • Kev ntsuas. Txhua xyoo, Cov Chaw rau Medicare & Medicaid Cov Kev Pab Cuam (CMS) tus nqi npaj ntawm ib txog tsib hnub qub. Cov hnub qub kev ntsuas no yog xyuas los ntawm cov neeg siv khoom ua haujlwm, kev saib xyuas zoo, thiab lwm yam. Txhawm rau tshuaj xyuas cov phiaj xwm kev ntaus nqi, mus rau CMS.gov thiab rub tawm Lub Hnub Qub Kev Ntsuas Cov Ntawv Ntaus Nqi.

Cov chaw muab kev pab them nyiaj Illinois Medicare

Medicare yog ib qho kev kawm nyuaj, tab sis muaj cov peev txheej uas tuaj yeem pab koj nkag siab koj cov kev xaiv.

Yog xav paub ntxiv txog Medicare hauv Illinois, koj tuaj yeem tiv toj Senior Health Insurance Program, uas muab lus qhia dawb, ib leeg rau ib qho txog Medicare thiab lwm cov kev xaiv is saws las kho mob.

Kuv yuav ua licas txuas ntxiv mus?

Thaum koj npaj tau yuav khoom ntawm Medicare txoj kev pab them nqi kho mob, ntawm no yog qhov koj tuaj yeem ua txuas mus ntxiv:

  • Txhawm rau sau npe rau Medicare feem A thiab B, tiv toj rau Social Security Administration.Koj tuaj yeem hu 800-772-1213, mus ntsib koj lub chaw haujlwm Xaus Saus hauv zej zog, lossis siv Xaus Saus daim ntawv thov Medicare online.
  • Yog tias koj xav nyob rau hauv Medicare Advantage cov kev npaj hauv Illinois, koj tuaj yeem sib piv cov phiaj xwm ntawm Medicare.gov. Yog tias koj pom txoj kev npaj khomob koj nyiam, koj tuaj yeem tso npe nkag hauv online.

Kab lus no tau raug hloov kho thaum Lub Kaum Hlis 2, 2020 kom pom zoo rau 2021 Medicare cov ntaub ntawv.

Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.

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