Medicare Tshooj G: Qhov Nws Pab Them Thiab Ntau

Zoo Siab

• Medicare Tshooj B tshaj tsub
• Qhov Medicare Supplement Plan G them dab tsi?
• Nkag siab Medigap
• Kev txiav txim siab hom phiaj Medigap
• Medigap hauv Massachusetts, Minnesota, thiab Wisconsin
• Qhov teeb meem yog dab tsi yog lees paub?
• Nqa Nyiaj

Medicare Supplement Plan G them rau koj feem ntawm cov txiaj ntsig kev kho mob (tshwj tsis yog cov neeg mob sab nrauv) txiav them los ntawm Medicare qub. Nws kuj tseem hu ua Medigap Plan G.

Medicare thawj suav nrog Medicare Tshooj A (kev fajseeb khomob hauv tsev khomob) thiab Medicare Tshooj B (ntawv khomob).

Medigap Phiaj Xwm G yog ib qho ntawm nrov tshaj plaws ntawm 10 qhov kev npaj muaj vim nws cov kev pab them dav, nrog rau cov nqi them rau Ntu feem uas tsis tsub nqi.

Khaws nyeem kom kawm paub ntau ntxiv txog Medicare Tshooj G thiab dab tsi nws npog.

Medicare Tshooj B tshaj tsub

Medicare Tshooj B tsuas yog duav tau cov kws kho mob uas koom nrog Medicare. Yog koj xaiv ib tus muab kev pab cuam uas tsis koom nrog Medicare, tus kws kho mob muaj peev xwm tsub nqi siab txog li 15 feem pua ​​ntau dua li tus qauv Medicare.

Qhov kev tsub ntxiv no suav tias yog Tshooj B them nyiaj ntxiv. Yog tias koj txoj kev npaj khomob Medigap tsis them rau Feem B feem ntau, koj yuav tau them nyiaj hauv nws lub hnab.

Qhov Medicare Supplement Plan G them dab tsi?

Thaum koj tau them koj tus nqi them ua ntej, feem ntau ntawm Medigap cov cai them cov txiaj ntsig tau. Qee qhov kev cai Medigap kuj them tus nqi them tawm.

Cov kev pab nrog Medicare Supplement G G muaj:

• Ntu A Kev them nyiaj hauv tsev kho mob thiab nqi kho mob tom qab siv Medicare cov nyiaj pab tau siv (txog 365 hnub ntxiv): 100 feem pua
• Ntu Ib feem cuam them tawm: 100 feem pua
• Ntu Ib qhov chaw nyob hauv tsev kho mob cov neeg zov me nyuam them nyiaj nqi lossis them nyiaj sib ntxiv: 100 feem pua
• Tshooj B npib nyiaj los yog nqi them them: 100 feem pua
• Ntu B rho tawm: tsis them
• Ntu B them nyiaj ntau: 100 feem pua
• cov neeg saib xyuas kev laus hauv tsev laus: 100 feem pua
• ntshav (thawj 3 pints): 100 feem pua
• kev lag luam tawm txawv teb chaws: 80 feem pua
• txwv tawm ntawm hnab tshos: tsis siv rau

Nkag siab Medigap

Medigap cov cai, xws li Medicare Supplement Plan G, pab them cov nqi kho mob uas tsis duav los ntawm Medicare qub. Cov cai no yog:

• muag los ntawm cov tuam txhab tuav pov hwm ntiag tug
• ua qauv thiab ua raws tsoomfwv thiab lub xeev txoj cai
• qhia hauv cov xeev feem ntau los ntawm tib tsab ntawv, hauv rooj plaub no, "G"

Txoj cai Medigap tsuas yog rau ib tus neeg xwb. Koj thiab koj tus txij nkawm neb ob leeg yuav tsum muaj txoj cai tswjfwm.

Yog tias koj xav tau Medigap txoj cai, koj:

• yuav tsum muaj Medicare Tshooj A thiab Phaj B tiag tiag
• tsis tuaj yeem muaj Medicare Advantage txoj kev npaj
• yuav ua rau tus nqi them txhua hli (ntxiv rau koj cov nuj nqis Medicare)

Kev txiav txim siab hom phiaj Medigap

Ib txoj hauv kev nrhiav Medicare kev pab them nqi kho mob uas haum rau koj cov kev xav tau yog los ntawm "Nrhiav Medigap txoj cai uas ua haujlwm rau koj" thov kev tshawb fawb hauv Is Taws Nem. Cov cuab yeej tshawb fawb online tau teeb tsa los ntawm Tsoomfwv Meskas Cov Chaw Pabcuam Medicare & Medicaid (CMS).

Medigap hauv Massachusetts, Minnesota, thiab Wisconsin

Yog tias koj nyob hauv Massachusetts, Minnesota, lossis Wisconsin, Medigap cov cai yog ib tus qauv txawv dua li lwm lub xeev. Cov cai tswjfwm yog txawv, tab sis koj tau lees paub cov teeb meem txoj cai los yuav ib txoj cai Medigap.

• Hauv Massachusetts, Medigap cov phiaj xwm muaj Cov Phiaj Xwm Tswv Yim thiab Ntxiv Ntxiv 1 Txoj Haujlwm.
• Hauv Minnesota, Medigap cov phiaj xwm muaj cov phiaj xwm Basic thiab Extended Basic cov kev pab nyiaj txiag.
• Hauv Wisconsin, cov phiaj xwm Medigap muaj Cov Phiaj Xwm Tswv Yim thiab 50 feem pua ​​thiab 25 feem pua ​​nqi sib koom them nqi.

Yog xav paub cov ntaub ntawv ntxaws ntxaws, koj tuaj yeem siv "Nrhiav Medigap txoj cai uas ua haujlwm rau koj" cov cuab yeej nrhiav lossis hu rau koj lub tuam txhab kev tuav pov hwm.

Qhov teeb meem yog dab tsi yog lees paub?

Cov teeb meem muaj cai (tseem hu ua Medigap tiv thaiv) xav tau cov tuam txhab kev tuav pov hwm kom muag koj txoj cai Medigap uas:

• duav txog kev noj qab haus huv nyob rau preexisting
• yuav tsis raug nqi ntau vim yog kev mob nkeeg yav dhau los lossis tamsis no

Cov teeb meem muaj cai tau teeb meem thaum koj cov kev pab them nqi kho mob hloov pauv, xws li yog koj tau nkag rau hauv Medicare Advantage Plan thiab nws tsis pab tu koj thaj chaw, lossis yog koj so haujlwm thiab koj cov neeg ua haujlwm kev pab them nqi kho mob tas lawm.

Nkag mus rau nplooj ntawv no kom paub ntau ntxiv txog qhov teeb meem muaj cai lav.

Nqa Nyiaj

Daim Ntawv Qhia Ntxiv Medicare Medicare yog Medigap txoj cai uas pab them cov nqi kho mob tsis suav nrog Medicare qub. Nws yog ib qho ntawm feem ntau cov phiaj xwm Medigap, suav nrog kev pab them rau Medicare Tshooj B cov kev tsub ntau dhau.

Medigap cov cai yog ua qauv txawv nyob hauv Massachusetts, Minnesota, thiab Wisconsin. Yog tias koj nyob hauv ib qho ntawm cov xeev ntawd, koj yuav tsum tau tshuaj xyuas lawv cov Medigap kom tau txais txoj cai zoo ib yam li Medicare Supplement Plan G.

Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.