Michigan Cov Tswv Yim Medicare hauv 2021

Zoo Siab

• Medicare hauv Michigan cov ntsiab lus
• Cov kev xaiv Medicare hauv Michigan
• Original Medicare
• Medicare Advantage nyob rau hauv Michigan
• Cov phiaj xwm pabcuam Medicare nyob hauv Michigan
• Kev cuv npe hauv Medicare hauv Michigan
• Cov lus qhia rau kev cuv npe hauv Medicare hauv Michigan
• Michigan Medicare cov chaw muab kev pab
• Kuv yuav ua licas txuas ntxiv mus?
• Cov nqa mus

Medicare yog ib txoj kev pabcuam hauv tseemfwv qibsiab uas pab cov laus thiab cov neeg laus uas tsis taus them nqi rau kev khomob. Thoob plaws hauv lub tebchaws, kwv yees li 62,1 lab tus tib neeg tau txais lawv cov nyiaj pab them nqi kho mob los ntawm Medicare, suav nrog kwv yees li 2.1 lab tus tib neeg hauv Michigan.

Yog tias koj tab tom yuav khoom lub hom phiaj Medicare hauv Michigan, tej zaum koj yuav xav tias muaj cov kev xaiv zoo li cas thiab seb yuav xaiv txoj kev pab twg zoo rau koj.

Medicare hauv Michigan cov ntsiab lus

Lub Chaw Rau Medicare & Medicaid Cov Kev Pabcuam (CMS) tau tshaj tawm cov ntaub ntawv txuas mus ntxiv no txog cov ncauj ke Medicare pauv hauv Michigan xyoo 2021 lub hom phiaj:

• Tag nrho ntawm 2,100,051 tus neeg nyob hauv Michigan tau cuv npe hauv Medicare.
• Qhov Nruab Nrab Medicare Advantage tus nqi them txhua hli tsawg dua hauv Michigan piv rau xyoo tas los - ntawm $ 43.93 hauv 2020 nqis mus rau $ 38 hauv 2021.
• Muaj 169 Medicare Advantage cov phiaj xwm muaj nyob hauv Michigan rau 2021, piv rau 156 cov phiaj xwm hauv 2020.
• Txhua tus neeg nyob hauv Michigan nrog Medicare tau txais Medicare Advantage txoj kev npaj, suav nrog cov phiaj xwm nrog $ 0 nqi them.
• Muaj 29 qhov kev vam khom nyob ib leeg Medicare Part D cov kev npaj muaj hauv Michigan rau 2021, piv rau 30 txoj kev npaj hauv 2020.
• Txhua tus neeg nyob hauv Michigan uas nyob ib leeg Tshooj D txoj kev npaj nkag mus siv tau txoj phiaj xwm nrog tus nqi them txhua hli qis dua lawv them nyob rau xyoo 2020.
• Muaj 69 txoj cai sib txawv ntawm Medigap qhia nyob hauv Michigan rau 2021.

Cov kev xaiv Medicare hauv Michigan

Hauv Michigan, nws muaj ob txoj kev xaiv tseem ceeb rau kev pab them nqi kho mob Medicare: Medicare thiab Medicare Advantage qub. Original Medicare yog tswj hwm los ntawm tsoomfwv, thaum Medicare Advantage cov phiaj xwm tau muaj los ntawm cov tuam txhab ntiag tug.

Original Medicare

Thawj qhov Medicare muaj ob ntu: Tshooj A thiab Ntu B.

Tshooj A (ntawv fajseeb hauv tsev khomob) pab koj them rau cov kev khomob xws li pw hauv tsev khomob thiab kev saib xyuas hauv tsev laus.

Tshooj B (ntawv fajseeb khomob) pab koj them rau ntau yam kev khomob, suav nrog kev pabcuam khomob, kev kuaj mob thiab kev saib xyuas mob sab nraud.

Medicare Advantage nyob rau hauv Michigan

Medicare Advantage cov kev pab them nqi kho mob yog lwm txoj kev tau txais koj cov kev pab them nqi Medicare. Lawv qee zaum hu ua Ntu C. Cov phiaj xwm kab ke no yuav tsum them tag nrho Medicare feem A thiab B cov kev pabcuam. Feem ntau, lawv suav nrog Ntu D, thiab. Medicare Advantage cov phiaj xwm kuj tseem muaj ntau cov kev pab ntxiv, xws li kev pom kev, kho hniav, thiab kho pob ntseg.

Yog koj yog neeg nyob hauv Michigan, koj muaj ntau txoj kev xaiv Medicare Advantage. Raws li ntawm 2021, cov tuam txhab kev pov hwm hauv qab no muaj kev pab them nqi Medicare Advantage nyob hauv Michigan:

• Aetna Medicare
• Xaim Network
• Xiav Hla xiav Cov ntaub thaiv npog xiav ntawm Michigan
• HAP Senior Plus
• Neej Neeg Dab
• Qhov Muaj Feem Thib Health Medicare
• Kev cia siab rau Medicare Advantage
• UnitedHealthcare
• WellCare
• Zing Noj Qab Haus Huv

Cov tuam txhab no muaj cov phiaj xwm hauv ntau lub nroog hauv Michigan.Txawm li cas los xij, Medicare Advantage txoj kev npaj them nyiaj sib txawv nyob hauv nroog, yog li sau koj tus lej ZIP tshwj xeeb thaum tshawb cov phiaj xwm koj nyob.

Txog qee cov Michiganders, nws muaj qhov thib peb uas tau txais Medicare: MI Health Link. Cov phiaj xwm saib xyuas mob nkeeg no yog rau cov neeg muaj npe tau txais kev pab hauv ob qho Medicare thiab Medicaid.

Cov phiaj xwm pabcuam Medicare nyob hauv Michigan

Cov phiaj xwm Medicare pab ntxiv (Medigap) yog hom kev pab them nyiaj Medicare uas muag los ntawm cov tuam txhab lag luam ntiag tug. Lawv tau tsim los pab them cov nqi Medicare, uas yog:

• paib pab
• feem yus them
• tshem tawm

Muaj 10 Medigap cov phiaj xwm, thiab txhua tus tau muab lub npe npe. Tsis muaj teeb meem dab tsi uas koj siv cov tuam txhab, cov kev pab them nqi los ntawm cov ntawv sau qhia yuav tsum yog tib yam. Txawm li cas los xij, tus nqi thiab muaj ntawm txhua txoj kev npaj yuav sib txawv raws lub xeev, lub nroog, lossis tus lej ZIP uas koj nyob.

Hauv Michigan, ntau lub tuam txhab kev tuav pov hwm muab Medigap cov phiaj xwm. Raws li ntawm 2021, qee cov tuam txhab muab cov phiaj xwm Medigap hauv Michigan suav nrog:

• AARP - UnitedHealthcare
• Xiav Hla xiav Cov ntaub thaiv npog xiav ntawm Michigan
• Cigna
• Colonial Penn
• Neej Neeg Dab
• Qhov muaj feem thib Kev Noj Qab Haus Huv
• Xeev kev ua liaj ua teb

Hauv tag nrho, koj muaj 69 txoj cai ntawm Medigap muaj rau xaiv los ntawm lub xyoo no yog tias koj nyob hauv Michigan.

Kev cuv npe hauv Medicare hauv Michigan

Yog tias koj tau txais cov txiaj ntsig Xaus Saus, feem ntau koj yuav cuv npe rau Medicare thaum koj muaj 65 xyoos.

Yog koj tsis rau npe hauv Medicare, koj tuaj yeem tso npe rau qee lub sijhawm hauv lub xyoo. Sij hawm rau npe kawm hauv qab no muaj:

• Lub sijhawm nkag thaum xub thawj. Yog tias koj tsim nyog rau Medicare ntawm 65, koj tuaj yeem tso npe nkag lub sijhawm 7-hlis pib ua npe nkag. Lub sijhawm no pib 3 lub hlis ua ntej lub hlis koj hloov 65, suav nrog koj lub hnub yug, thiab xaus 3 lub hlis tom qab koj lub hlis yug.
• Lub caij qhib Medicare nkag. Yog tias koj muaj Medicare, koj tuaj yeem hloov pauv rau koj cov kev pab them nqi thaum Lub Kaum Hli 15 thiab Kaum Ob Hlis 7 txhua xyoo. Qhov no suav nrog koom nrog Medicare Advantage txoj kev npaj.
• Medicare Advantage qhib lub sijhawm nkag. Txij Lub Ib Hlis Lub Ib Hlis 1 txog Lub Peb Hlis 31 txhua txhua xyoo, cov neeg uas tau Medicare Advantage cov phiaj xwm tuaj yeem hloov pauv lawv qhov kev pov hwm. Lub sijhawm no, koj tuaj yeem hloov mus rau Medicare Advantage txoj kev pabcuam tshiab lossis rov mus rau Medicare qub.
• Lub sijhawm sau npe tshwj xeeb. Koj tuaj yeem tso npe rau lwm lub sijhawm ntawm lub xyoo yog tias koj ntsib qee yam xwm txheej hauv lub neej, xws li poob koj txoj haujlwm raws li txoj haujlwm lossis kev ua haujlwm pub dawb hauv txawv teb chaws.

Cov lus qhia rau kev cuv npe hauv Medicare hauv Michigan

Xaiv qhov phiaj xwm Medicare nyob hauv Michigan yog kev txiav txim siab loj. Nov yog qee yam uas koj tuaj yeem xav txog thaum koj mus ncig yuav khoom:

• Cov zov me nyuam network. Yog tias koj xaiv los tso npe rau hauv Medicare Advantage txoj kev pab them nqi, feem ntau koj yuav tsum tau txais kev saib xyuas los ntawm cov kws khomob koom tes nrog. Ua ntej koj rau npe, nrhiav seb cov kws kho mob, tsev kho mob, thiab cov chaw koj xav mus ntsib puas yog ib feem ntawm txoj kev npaj koom tes.
• Cov chaw pabcuam. Original Medicare yeej muaj nyob thoob tebchaws, tab sis Medicare Advantage cov phiaj xwm muab kev pab tsawg dua. Nrhiav seb txhua qhov kev pab kho mob lub hom phiaj yog dab tsi, nrog rau kev pab them nqi dab tsi uas koj muaj yog tias koj mus sab nraud ntawm thaj chaw pabcuam.
• Tus nqi them nyiaj hauv hnab ris. Tej zaum koj yuav tau them nqi them, rho tawm, lossis nqi them rau koj cov kev pab them nqi Medicare. Cov phiaj xwm Medicare Advantage muaj qhov siv nyiaj ntau tshaj tawm ntawm tus neeg hnab ris tawm. Nco ntsoov tias txoj kev xaiv koj xaiv yuav haum rau koj cov peev nyiaj.
• Cov txiaj ntsig. Medicare Advantage cov kev pab yuav tsum tau them rau cov kev pab tib yam li Medicare qub, tab sis lawv yuav muaj kev pab ntxiv, xws li kho hniav lossis kho qhov muag. Lawv kuj tseem yuav muab cov tshuaj tiv thaiv zoo xws li cov kev pabcuam nyab xeeb thiab cov tshuaj yuav tom khw.
• Koj lwm txoj kev pab them nqiCov. Qee zaum, xee npe rau Medicare Advantage txoj kev pab cuam txhais tau tias poob koj cov npe koom siab lossis chaw ua haujlwm. Yog tias koj twb muaj kev tiv thaiv, xyuas seb nws yuav cuam tshuam li cas los ntawm Medicare ua ntej koj txiav txim siab.

Michigan Medicare cov chaw muab kev pab

Yog tias koj xav paub ntxiv txog Medicare cov phiaj xwm hauv Michigan, cov chaw pab hauv qab no yuav pab tau:

• Michigan Medicare / Medicaid Kev Pabcuam Kev Pabcuam, 800-803-7174
• Xaus Saus, 800-772-1213

Kuv yuav ua licas txuas ntxiv mus?

Yog tias koj npaj tau sau npe rau Medicare, lossis yog koj xav paub ntau ntxiv txog Medicare Advantage cov kev npaj hauv Michigan:

• Hu rau Michigan Medicare / Medicaid Assistance Program kom tau txais kev pab tawm tswv yim pab dawb thiab pab tshawb nrhiav Medicare.
• Ua daim ntawv thov cov kev pab online nyob ntawm Xaus Saus lub vev xaib, lossis thov rau tus kheej ntawm lub chaw haujlwm Xaus Saus.
• Sib piv Medicare Advantage cov kev pab them nqi ntawm Medicare.gov, thiab rau npe koom rau hauv phiaj xwm.

Cov nqa mus

• Txog 2.1 lab tus tib neeg hauv Michigan tau cuv npe rau Medicare hauv 2020.
• Muaj ntau lub tuam txhab pab kas phais ntiag tug muab ntau hom Medicare Advantage hauv Michigan.
• Tshaj tag nrho, tus nqi them txhua hli tau nqis rau 2021 Medicare Advantage cov kev npaj hauv Michigan.
• Tseem muaj ob peb Ntu D thiab Medigap xaiv yog tias koj nyob hauv Michigan thiab koj xav yuav cov phiaj xwm no.

Kab lus no tau raug hloov kho thaum Lub Kaum Hlis 2, 2020 kom pom zoo rau 2021 Medicare cov ntaub ntawv.

Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.