Puas Medicare Them Kev Kho Mob Cancer?
Zoo Siab
- Koj cov kev kho mob cancer yog dab tsi?
- Thaum twg Medicare them rau kev kho mob qog noj ntshav?
- Cov phiaj xwm Medicare twg pab them kev kho mob qog noj ntshav?
- Medicare Tshooj A
- Medicare Tshooj B
- Medicare Tshooj C (Medicare Advantage)
- Medicare Tshooj D
- Kev Pab Them Nyiaj Kho Mob Medicare (Medigap)
- Kuv yuav nrhiav li cas kuv tus nqi ntawm hnab nyiaj them nqi kho mob cancer?
- Hauv qab kab
Tus nqi ntawm kev kho mob cancer ntxiv ceev ceev. Yog tias koj muaj Medicare, ntau ntawm cov nuj nqis muaj nyob hauv koj cov kev pab them nqi.
Kab lus no yuav teb cov lus nug tseem ceeb txog yuav ua li cas koj thiaj li paub tias koj yuav tiv nqi ntau npaum li cas rau kev kho mob qog noj ntshav yog tias koj muaj Medicare.
Yog tias koj tau kuaj mob qog nqaij hlav mob qog ntshav, koj yuav tau hu rau Medicare Health Line ntawm 800-633-4227. Cov kab no muaj 24/7 thiab tuaj yeem muab cov lus teb tshwj xeeb rau koj kev xav txog koj cov nqi.
Koj cov kev kho mob cancer yog dab tsi?
Kho mob cancer yog tus kheej heev. Ntau hom kws kho mob ua haujlwm ua ke tuaj nrog txoj kev npaj khomob uas daws qhov koj xav tau. Lub hom phiaj kho mob cancer dav yuav suav nrog ib lossis ntau hom kev kho mob hauv qab no, txhua yam tuaj yeem them los ntawm Medicare.
- Kev phais mob. Kev phais mob tuaj yeem pom zoo kom tshem tawm cov qog hlav qog.
- Kws khomob. Kev siv tshuaj kho mob koom nrog cov tshuaj siv rau hauv qhov ncauj lossis leeg txhawm rau tua cov qog noj ntshav thiab txwv qog kom txhob mob cancer.
- Kev tawg. Kev siv hluav taws xob los siv hluav taws xob ntau dhau los tua cov qog nqaij hlav cancer.
- Kev kho tshuaj hormones. Kev kho qog siv hluavtaws hormone thiab hormone blockers los tua cov qog nqaij hlav uas siv cov tshuaj hormones kom loj hlob.
- Kev Txhaj Tshuaj Tiv Thaiv. Cov tshuaj tiv thaiv kev kho mob siv koj lub cev tiv thaiv kab mob los tua cov qog noj ntshav.
- Kev kho raws caj ces. Cov kev kho tshiab tshiab feem ntau xa tus kab mob mus rau qog nqaij hlav cancer uas yuav ua phiaj thiab pab rhuav tshem nws.
Ib hom kev kho mob cancer uas Medicare tsis duav tau yog lwm txoj kev kho mob lossis lwm yam. Cov kev kho mob no, uas tuaj yeem suav nrog kev noj zaub mov hloov, tshuaj ntxiv, roj thiab tshuaj ntsuab, tsis yog ib feem ntawm Medicare cov kev tiv thaiv mob cancer.
Thaum twg Medicare them rau kev kho mob qog noj ntshav?
Medicare pab them rau kev kho mob qog noj tshuaj uas kws kho mob tau lees txais Medicare.
Medicare them 80 feem pua ntawm dab tsi koj cov neeg zov me nyuam them rau cov nqi kho mob, pom zoo rau kev kho mob cancer. Koj yuav yog lub luag haujlwm rau 20 feem pua ntawm cov nuj nqis kom txog rau thaum koj ntaus koj qhov txiav tawm ib xyoos.
Qee tus kws kho mob tuaj ntsib thiab cov txheej txheem yuav tsum ua raws li cov txheej txheem tshwj xeeb kom pom zoo los ntawm Medicare.
Piv txwv li, yog tias koj xav tau kev phais mob, Medicare yuav them nyiaj rau koj kom sab laj nrog kws phais mob phais thiab lwm tus kws phais sab nrauv qhov kev xav ntxiv zaum ob. Medicare yuav them rau koj kom muaj kev xav thib peb, tab sis tsuas yog tias thawj kws kho mob thawj thiab thib ob tsis pom zoo.
Yog koj muaj Medicare, nws duav tau kev kho mob cancer txawm koj muaj hnub nyoog npaum li cas. Yog tias koj muaj Medicare Seem D, cov tshuaj uas yog ib feem ntawm kev kho mob qog ntshav puav leej muaj.
Cov phiaj xwm Medicare twg pab them kev kho mob qog noj ntshav?
Medicare yog tsoomfwv txoj haujlwm pabcuam hauv Tebchaws Meskas, tswj hwm los ntawm ntau txoj cai lij choj. Cov cai no yog “feem” ntawm Medicare. Ntau ntu ntawm Medicare duav txog ntau yam sib txawv ntawm koj li kev kho mob cancer.
Medicare Tshooj A
Medicare Tshooj A, tseem hu ua Medicare qub, them rau kev saib xyuas tsev kho mob. Cov neeg feem coob tsis them nyiaj txhua hli rau Medicare Tshooj A.
Kev saib xyuas mob qog noj ntshav thiab kev pab kho mob Tshooj A suav nrog:
- kev kho mob cancer
- ntshav ua haujlwm
- Kev kuaj mob koj tau txais thaum koj nyob hauv tsev kho mob
- Kev phais mob hauv tsev kho mob kom tshem tawm qhov muaj mob loj
- Kev phais mob hauv ob lub mis tom qab ua tas mastectomy
Medicare Tshooj B
Medicare Tshooj B yuav them rau kev pab kho mob sab nrauv tsim nyog. Medicare Tshooj B yog dab tsi npog feem ntau ntawm kev kho mob cancer.
Kev saib xyuas mob qog noj thiab cov kev pabcuam uas muaj feem B suav nrog:
- mus ntsib koj tus kws kho mob dav dav
- mus ntsib koj tus kws kho mob thiab lwm tus kws tshaj lij
- kev kuaj mob, xws li xoo hluav taws xob thiab ntshav ua haujlwm
- Kev phais sab nraud
- tshuaj rau hauv qhov ncauj thiab kho cov tshuaj kho qhov ncauj
- cov cuab yeej siv kho mob, xws li cov taug kev, lub rooj muaj log, thiab twj tso kua mis
- kev pabcuam kev mob hlwb
- kuaj tej co kev tiv thaiv
Medicare Tshooj C (Medicare Advantage)
Medicare Tshooj C, qee zaum hu ua Medicare Advantage, hais txog cov phiaj xwm kev fajseeb kho mob ntiag tug uas muab cov txiaj ntsig ntawm Medicare seem A thiab B, thiab qee zaum Ntu D.
Cov phiaj xwm kev fajseeb khomob ntiag tug yuav tsum tau them rau txhua yam uas Medicare qub yuavtsum them. Cov nuj nqis them rau Medicare Tshooj C feem ntau qee zaum siab dua, tab sis qee yam xws li cov kev pab them nyiaj, cov kws kho mob koom nrog, thiab feem yus them ua ke yuav muab cov kev xaiv zoo dua rau qee cov neeg.
Medicare Tshooj D
Medicare Tshooj D npog cov tshuaj noj. Medicare Tshooj D tej zaum yuav duav qee cov tshuaj kho qhov ncauj, tshuaj noj tiv thaiv mob nkees, tshuaj kho mob, thiab lwm yam tshuaj uas koj tus kws kho mob sau tias yog ib feem ntawm txoj kev kho mob qog noj ntshav.
Qhov kev pov hwm no yuav tsis cia li yog ib feem ntawm Medicare lossis Medicare Advantage, thiab cov phiaj xwm sib txawv nyias muaj kev txwv txog cov tshuaj uas lawv yuav them.
Kev Pab Them Nyiaj Kho Mob Medicare (Medigap)
Medigap cov cai yog kev tuav pov hwm ntiag tug cov cai uas pab them koj cov nqi Medicare. Koj yuav tsum them tus nqi them rau Medigap, thiab nyob rau hauv kev sib pauv, txoj kev npaj yuav txo lossis tshem tawm qee qhov nyiaj them thiab yuav ua rau koj cov nqi tsawg tsawg thiab txiav tawm tau.
Kuv yuav nrhiav li cas kuv tus nqi ntawm hnab nyiaj them nqi kho mob cancer?
Ua ntej koj mus ntsib kws kho mob rau kev kho mob qog noj ntshav, hu rau lawv lub chaw haujlwm thiab xyuas seb lawv puas kam lees txais ua haujlwm. Cov kws kho mob uas lees txais qhov kev txiav txim yuav tus nqi uas Medicare them, nrog rau koj cov nqi them, thiab txiav txim tias "them tag nrho" rau cov kev pabcuam.
Cov kws kho mob uas tsis tawm ntawm Medicare tuaj yeem sau nqi ntau dua tus nqi uas Medicare yuav them rau koj kev kho mob, ua rau koj muaj lub luag haujlwm saib tsis muaj dab tsi ntxiv, ntxiv rau koj cov nqi them ua ntej.
Qhov nruab nrab ntawm tus neeg hnab nyiaj them nqi kho mob cancer sib txawv. Hom mob cancer uas koj muaj, nws muaj mob hnyav npaum li cas, thiab hom kev kho mob uas koj cov kws kho mob sau tseg yog txhua yam hauv ntau npaum li cas nws yuav raug nyiaj.
pom tias cov nqi nruab nrab ntawm cov hnab tshos them nyiaj rau kev kho mob qias neeg nyob rau thaj tsam ntawm $ 2,116 txog $ 8,115 nyob ntawm seb Medicare lossis nyiaj pab kas phais tiv thaiv muaj li cas.
Yog tias koj tau kuaj pom ib hom mob cancer, feem ntau koj yuav ntsib koj qhov Medicare txiav tawm ntawm Ntu B nyob rau xyoo ntawd. Thaum xyoo 2020, qhov nyiaj them txiav tawm rau Medicare Tshooj B yog $ 198.
Ib qho ntxiv rau koj cov nqi them txhua hli, koj yuav yog lub luag haujlwm rau 20 feem pua ntawm cov nqi them rau tus neeg mob mus txog thaum koj ntaus lub xyoo rho tawm.
Yog tias koj txoj kev kho mob suav nrog kev pw hauv tsev kho mob, kev phais mob sab nrauv, lossis lwm hom kev kho mob hauv tsev neeg, nws tuaj yeem pib khiav hauv ntau txhiab daus las, txawm tias Medicaid lossis lwm yam kev pov hwm.
Hauv qab kab
Kev kho mob cancer tuaj yeem kim heev. Medicare nqus tau ntau yam ntawm tus nqi, tab sis koj tseem yuav tau them feem tseem ceeb ntawm nws.
Ua ntej pib kev kho mob, nws yog ib qho tseem ceeb kom ntseeg tau tias koj tus kws kho mob lees txais lub luag haujlwm. Nug cov nqe lus nug txog tus nqi thiab yog tias muaj tsawg dua cov kev xaiv muaj kuj tseem tuaj yeem pab txo qis tus nqi rau koj.
Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.
Nyeem kab lus no ua lus Mev