Koj Phau Ntawv Qhia txhij rau Medicare Seem B

Zoo Siab

• Medicare Tshooj B yog dab tsi thiab nws them dab tsi?
• Qhov kev pab twg tsis duav nrog Tshooj B?
• Leej twg thiaj muaj feem tau txais Medicare Tshooj B?
• Medicare Part B raug nqi ntau npaum licas nyob rau xyoo 2021?
• Tus nqi txhua hli
• Tej lus ntuas
• Tuam Kho Mob
• Cov Nqi Yuav
• Kev tawm ntawm hnab ris ntau
• Kuv muaj cuab kav teev npe tau rau Medicare Tshooj B thaum twg?
• Leej twg yuav cuv npe nkag?
• Leej twg yuav tsum zwm npe?
• Kuv tuaj yeem thov thaum twg?
• Cov nqa mus

Medicare yog tsoomfwv txoj kev npaj fajseeb khomob rau cov uas muaj hnub nyoog 65 thiab laus dua thiab lwm pab pawg tshwj xeeb. Nws muaj ntau ntu, ib qho yog Ntu B.

Medicare Tshooj B yog ib feem ntawm Medicare uas muab ntawv kho mob. Koj tuaj yeem siv nws los them rau ntau cov kev pabcuam sab nrauv. Txuas ntxiv nyeem ntawv kom paub ntau ntxiv txog Ntu B, suav nrog yam nws them, nws yuav tus nqi npaum li cas, thiab thaum yuav rau npe koom.

Medicare Tshooj B yog dab tsi thiab nws them dab tsi?

Nrog Rau Tshooj A, Ntu B ua qhov hu ua Medicare thawj. Nws tau kwv yees tias thaum kawg ntawm 2016, 67 feem pua ​​ntawm cov tib neeg siv Medicare tau teev npe rau hauv Medicare thawj.

Tshooj B npog ntau cov kev pab kho mob tawm uas yuav tsum muaj. Qhov kev khomob tau txiav txim siab raug mob yog tias nws xav tau txhawm rau tshuaj xyuas lossis kho tus mob kom zoo.

Qee cov qauv ntawm cov kev pabcuam uas tau them hauv Tshooj B yog:

• tsheb thauj neeg mob ceev ceev
• kev kho tshuaj
• cov cuab yeej siv kho mob hnyav xws li lub rooj muaj log, neeg taug kev, thiab khoom siv oxygen
• saib xyuas chav khomob kub ntxhov
• lim raum
• kev kuaj sim, xws li kuaj ntshav thiab tso zis
• kev kho kom lub cev
• lwm yam kev sim, xws li kev ntsuam xyuas cov duab thiab echocardiograms
• pw hauv tsev kho mob thiab kev saib xyuas mob hlwb
• kev pab kho lub cev
• hloov chaw

Tshooj B tseem hais txog qee cov kev pabcuam tiv thaiv kom zoo. Piv txwv li:

• kev ntsuas cov pob txha ceev
• Kev kuaj mob qog nqaij hlav zoo ib yam li cov pub mis, mob hnyuv thiab mob qog ntshav
• Kuaj mob plawv
• kuaj ntshav qab zib
• Kev kuaj mob rau daim siab B, kab mob siab C, thiab HIV
• kuaj los ntawm sib deev (STI) kev kuaj mob
• tshuaj txhaj tiv thaiv kev mob ua npaws, kab mob siab B, thiab mob ntsws

Qhov kev pab twg tsis duav nrog Tshooj B?

Muaj qee cov kev pabcuam uas tsis duav nrog Tshooj B. Yog koj xav tau cov kev pabcuam no, koj yuav tsum tau them rau lawv tawm hauv hnab tshos. Qee cov qauv ntawm cov no suav nrog:

• kev soj ntsuam ib ce lub cev txhua hnub
• cov tshuaj feem ntau
• kho hniav, suav nrog hniav yas
• feem ntau saib xyuas qhov muag, suav nrog cov tsom iav lossis cov iav ntsiab muag
• hnov pob ntseg
• kev saib xyuas lub sijhawm ntev
• kev phais kom zoo nkauj
• lwm cov kev pabcuam khomob xws li kev cog lus thiab zaws

Yog tias koj xav tau kev pab them tshuaj, koj tuaj yeem yuav Medicare Txoj Daj kev npaj. Cov phiaj xwm D yog muaj los ntawm cov tuam txhab tuav pov hwm ntiag tug thiab suav cov tshuaj kws kho mob sau tseg.

Ib qho ntxiv, Medicare Tshooj C (Medicare Advantage) cov phiaj xwm suav nrog tag nrho cov kev pab cuam uas duav tau Medicare qub nrog rau qee cov kev pab ntxiv xws li kho hniav, kho qhov muag, thiab cov phiaj xwm kev tawm dag zog. Yog tias koj paub tias koj yuav xav tau cov kev pab no ntau zaus, xav txog Phaj C txoj kev npaj.

Leej twg thiaj muaj feem tau txais Medicare Tshooj B?

Feem ntau hais, cov pab pawg no muaj feem rau Tshooj B:

• cov hnub nyoog 65 thiab laus dua
• cov neeg xiam oob khab
• cov tib neeg mob raum ntu kawg (ESRD)

Ib tus neeg yuav tsum tsim nyog rau Phaj A dawb los kuj tsim nyog rau Tshooj B thaum lawv xub muaj npe tau txais Medicare. Vim tias tib neeg feem ntau them Medicare them se thaum lawv ua haujlwm, cov neeg feem ntau tsim nyog tau txais Seem A-dawb thiab tseem tuaj yeem tso npe rau Tshooj B thaum lawv tsim nyog muaj npe rau Medicare.

Yog tias koj xav yuav Tshooj Tshooj A, koj tseem tuaj yeem sau npe rau Tshooj B. Txawm li cas los xij, koj yuav tsum muaj raws li cov hauv qab no:

• muaj hnub nyoog 65 xyoos los yog tshaj saud
• ua neeg nyob hauv Tebchaws Meskas, tsis hais xam xaj los yog pej xeem muaj cai nyob yam tsawg 5 xyoos txuas ntxiv

Medicare Part B raug nqi ntau npaum licas nyob rau xyoo 2021?

Tam sim no cia saib ntawm txhua tus nqi cuam tshuam nrog Tshooj B hauv 2021.

Tus nqi txhua hli

Koj cov nqi them txhua hli yog qhov koj them txhua hli rau Tshooj B. Rau 2021, tus nqi Tshooj B feem them txhua hli yog $ 148.50.

Cov neeg muaj nyiaj xyoo ntau dua yuav tsum them tus nqi txhua hli them ntau dua. Koj cov nyiaj tau los hauv lub xyoo yog txiav txim tau los ntawm koj cov se li ntawm ob xyoos dhau los. Yog li rau 2021, qhov no yuav yog koj cov se 2019.

Nws kuj tseem raug nplua rau npe nkag lig uas tuaj yeem cuam tshuam rau koj cov txiaj ntsig B ib hlis twg. Koj yuav them qhov no yog tias koj tsis rau npe rau Tshooj B thaum koj tsim nyog tau txais thawj zaug.

Thaum koj yuav tsum them tus nqi nkag qeeb, koj cov nyiaj them txhua hli tuaj yeem nce ntxiv txog 10 feem pua ​​ntawm cov qauv them tus nqi rau txhua 12-lub hlis uas koj tsim nyog rau Ntu B tab sis tsis tau sau npe. Koj yuav them qhov no tsuav yog koj muaj npe nyob rau Ntu B.

Tej lus ntuas

Qhov yus them yus yog qhov koj yuav tsum tau them tawm ntawm hnab tshos ua ntej Ntu B pib them rau cov kev pab. Rau 2021, qhov txiav tawm rau Ntu B yog $ 203.

Tuam Kho Mob

Coinsurance yog feem pua ​​ntawm tus nqi ntawm cov kev pabcuam uas koj tau them tawm hauv hnab tshos tom qab ntsib koj cov nqi them tawm. Nov feem ntau 20 feem pua ​​rau Ntu B.

Cov Nqi Yuav

Cov nyiaj ib tus nqi them yog tus nqi them uas koj them rau ib qhov kev pabcuam. Cov nqi feem ntau tsis cuam tshuam nrog Tshooj B. Txawm li cas los xij, muaj qee kis uas koj yuav tau them ib qho. Ib qho piv txwv yog koj siv cov kev pab mob sab nrauv tsev kho mob.

Kev tawm ntawm hnab ris ntau

Qhov uas tau muab hnab tshos nyiaj ntau tshaj plaws yog qhov txwv ntawm qhov koj yuav tsum tau them tawm ntau rau hauv cov hnab tshos them rau cov kev pab cuam hauv lub xyoo. Thawj qhov Medicare tsis muaj qhov ntau tshaj plaws ntawm hnab tshos.

Kuv muaj cuab kav teev npe tau rau Medicare Tshooj B thaum twg?

Qee leej neeg tau sau npe rau hauv tus thawj Medicare thaum lwm tus yuav tsum tau sau npe. Cia tshawb nrhiav qhov no ntxiv.

Leej twg yuav cuv npe nkag?

Cov pab pawg uas tau cuv npe hauv thawj qhov Medicare yog:

• cov uas muaj hnub nyoog 65 xyoos thiab twb tau txais cov txiaj ntsig nyiaj laus los ntawm Social Security Administration (SSA) lossis Railroad Retirement Board (RRB)
• cov neeg muaj hnub nyoog 65 xyoos rov hauv uas muaj kev tsis taus uas tau txais cov txiaj ntsig kev pab rau kev tsis taus los ntawm SSA los yog RRB li ntawm 24 lub hlis
• cov tib neeg uas muaj amyotrophic lateral sclerosis (ALS) uas tau txais cov txiaj ntsig kev tsis taus

Nws yog ib qho tseem ceeb kom nco ntsoov tias txawm hais tias koj yuav cuv npe nkag, Tshooj B yog nyob ntawm siab yeem. Koj tuaj yeem xaiv ncua sijhawm B yog tias koj xav tau. Ib qho xwm txheej uas qhov no yuav tshwm sim yog tias koj twb tau lwm qhov kev pab them nqi los ntawm kev ua haujlwm lossis tus txij nkawm.

Leej twg yuav tsum zwm npe?

Nco ntsoov tias tsis yog txhua tus neeg uas tsim nyog muaj npe rau Medicare thawj zaug yuav cia li cuv npe. Qee leej yuav xav tau zwm npe los ntawm SSA chav lis haujlwm:

• Cov uas muaj hnub nyoog 65 xyoos thiab tam sim no tsis tau txais nyiaj laus los ntawm SSA lossis RRB tuaj yeem tso npe pib 3 lub hlis ua ntej lawv muaj 65 xyoos.
• Cov neeg nrog ESRD tuaj yeem sau npe tau txhua lub sijhawm - thaum koj qhov kev pabcuam yuav pib txawv.

Kuv tuaj yeem thov thaum twg?

• Lub sijhawm nkag thaum xub thawj. Nov yog 7 lub hlis qhov rai nyob ib puag ncig koj lub hnub nyoog 65 xyoos thaum koj tuaj yeem tso npe rau Medicare. Nws pib 3 lub hlis ua ntej koj lub hlis yug, suav nrog lub hli ntawm koj lub hnub yug, thiab ncua sijhawm 3 lub hlis tom qab koj lub hnub yug. Lub sijhawm no, koj tuaj yeem tso npe rau txhua feem ntawm Medicare yam tsis raug nplua.
• Qhib lub sijhawm sau npe (Kaum Hli 15 txog Kaum Ob Hlis 7). Lub sijhawm no, koj tuaj yeem hloov ntawm Medicare thawj (ntu A thiab B) rau Tshooj C (Medicare Advantage), lossis txij Ntu C rov mus rau Medicare thawj. Koj tuaj yeem hloov pauv Part C cov phiaj xwm lossis ntxiv, tshem tawm, lossis hloov Part D txoj kev npaj.
• Lub sijhawm teev npe nkag dav dav (Lub Ib Hlis 1 txog Peb Hlis 31). Koj tuaj yeem tso npe rau Medicare nyob rau lub sijhawm no yog tias koj tsis rau npe nkag thaum lub sijhawm koj nkag nkag.
  • Lub sijhawm sau npe tshwj xeeb. Yog tias koj ncua ncua kev nkag rau Medicare vim muaj kev pom zoo, koj tuaj yeem tom qab lub sijhawm tshwj xeeb. Koj muaj 8 lub hlis txij thaum qhov kev pab them nqi tas lossis qhov kawg ntawm koj txoj haujlwm tau kos npe yam tsis raug nplua.

Cov nqa mus

Medicare Tshooj B yog ib feem ntawm Medicare uas them rau cov kev pab kho mob sab nrauv tsim nyog. Nws tseem hais txog qee cov kev pabcuam tiv thaiv. Nws yog ib feem ntawm Medicare qub

Cov neeg uas muaj hnub nyoog 65 xyoos lossis laus dua, muaj ib qho tsis taus, lossis ESRD muaj feem rau Tshooj B. Cov nqi ntawm tshooj B suav nrog cov nqi them txhua hli, rho tawm tau, thiab cov nqi them ua ntej lossis cov nqi them. Qee yam kev pabcuam tsis raug tiv thaiv los ntawm Tshooj B thiab yuav tsum tau them nyiaj los ntawm lub hnab tshos.

Coob leej ntau tus tau cuv npe rau hauv tus thawj Medicare. Qee tus yuav tau kos npe los ntawm SSA. Rau cov tib neeg no, nws yog qhov tseem ceeb uas yuav tau them sai sai rau kev teev npe nkag lub sijhawm.

Kab lus no tau raug hloov kho thaum Lub Kaum Ib Hlis 16, 2020, kom pom zoo 2021 Cov ntaub ntawv Medicare.

Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.