Medicare Tshooj Them Nqi Dab Tsi hauv 2021?
Zoo Siab
- Medicare Tshooj A yog dab tsi?
- Medicare puas them tus nqi them rau Medicare Tshooj A?
- Cov FAQ: Koj puas yuav tsum tso npe rau Medicare Tshooj B yog tias koj tso npe rau Tshooj A?
- Puas muaj lwm cov nqi rau Medicare Tshooj A?
- Cov FAQ: Qhov sij hawm txais txiaj ntsig yog dab tsi?
- Mus pw hauv tsev kho mob
- Kev saib xyuas neeg mob hauv tsev laus
- Kho mob hauv tsev
- Tsev kho mob
- Tshuaj mob hlwb
- FAQ: Kuv puas yuav raug nplua yog tias kuv tsis teev npe rau Ntu A kom sai li kuv tsim nyog tau txais?
- Medicare Tshooj A npog dab tsi?
- Dab tsi tsis Part A npog?
- Cov nqa mus
Qhov kev pabcuam Medicare tau ua los ntawm ntau ntu. Medicare Tshooj A ua ke nrog Medicare Tshooj B ua cov ntawv yog hu ua Medicare qub.
Cov neeg feem coob uas muaj Ntu A yuav tsis raug them tus nqi. Txawm li cas los xij, muaj lwm cov nqi, xws li txiav tawm, them nyiaj ntxiv, thiab nyiaj them nqi kho mob koj tuaj yeem them yog tias koj xav tau kev saib xyuas hauv tsev kho mob.
Nov yog yam koj yuav tsum paub txog kev hwm thiab lwm yam nuj nqis ntsig txog Medicare Tshooj A.
Medicare Tshooj A yog dab tsi?
Medicare Tshooj A yog suav tias yog kev tuav pov hwm hauv tsev kho mob. Nws pab them rau koj ib co nqi ntawm cov nqi khomob thiab kev noj qab haus huv ntau lub sijhawm uas koj tuaj nyob hauv tsev khomob.
Qee tus neeg yuav cia li raug cia rau npe hauv Feem A thaum lawv tsim nyog. Lwm tus yuav tsum tau zwm npe rau nws dhau ntawm Social Security Administration (SSA).
Medicare puas them tus nqi them rau Medicare Tshooj A?
Cov neeg feem coob uas tau sau npe nyob rau Ntu A yuav tsis them tus nqi them txhua hli. Qhov no hu ua hwm Medicare Tshooj A.
Medicare Tshooj A cov nqi them txhua hli yog nce raws tus lej peb hlis twg uas ib tug neeg tau them Medicare se ua ntej mus rau npe Medicare. Cov se Medicare yog ib feem ntawm cov se txiav tawm ntawm txhua daim tshev uas koj tau txais.
Yog tias koj tsis tau ua haujlwm tag nrho ntawm 40 lub quarters (lossis 10 xyoo), ntawm no yog ntau npaum li cas nyob rau Tshooj A qhov nqi yuav raug them nyob rau xyoo 2021:
| Tag nrho peb lub hlis twg uas koj tau them Medicare se | 2021 Tshooj Ib qho nqi hwm txhua hli |
|---|---|
| 40 lossis ntau dua | $0 |
| 30–39 | $259 |
| < 30 | $471 |
Thaum koj sau npe rau Ntu A, koj yuav tau txais daim npav Medicare nyob hauv tsev xa ntawv. Yog tias koj muaj kev tiv thaiv Tshooj A, koj daim npav Medicare yuav hais tias "HOSPITAL" thiab muaj hnub uas koj qhov kev pov hwm tau zoo. Koj tuaj yeem siv daim npav no kom tau txais kev pabcuam uas raug them los ntawm Tshooj A.
Cov FAQ: Koj puas yuav tsum tso npe rau Medicare Tshooj B yog tias koj tso npe rau Tshooj A?
Thaum koj rau npe rau Ntu A, koj kuj tseem yuav tsum tau sau npe rau Ntu B Medicare Part B them rau kev pab kho mob kom tsis taus mob xws li cov kws kho mob tau teem tseg.
Koj yuav tau them tus nqi them txhua hli rau qhov kev pov hwm no. Tus nqi Tshooj B hwm nyob hauv 2021 yog $ 148,50, thiab feem coob cov neeg muaj Ntu B yuav them tus nqi no.
Puas muaj lwm cov nqi rau Medicare Tshooj A?
Txawm hais tias koj them tus nqi txhua hli rau koj qhov Medicare Tshooj A lossis tsis them, nws muaj lwm yam nqi nrog rau Tshooj A tib yam. Cov nqi ntawd yuav sib txawv nyob ntawm seb yam li hom tsev koj nyob hauv tsev nyob thiab sijhawm koj nyob ntev npaum li cas.
Cov ntxiv tawm ntawm hnab ris tej zaum yuav suav nrog:
- Tej Tshoob Nqi: tus nqi koj yuav tsum tau them ua ntej Ntu A pib them cov nqi saib xyuas koj
- Cov Nqi: tus nqi uas koj yuav tsum them rau qhov kev pabcuam
- Ntsig: Qhov feem pua uas koj them rau cov kev pabcuam tom qab koj tau ntsib koj cov nqi them ua ntej
Cov FAQ: Qhov sij hawm txais txiaj ntsig yog dab tsi?
Lub sij hawm thov nyiaj pab rau siv pw hauv tsev kho mob, chaw kho mob puas siab ntsws, los yog tsev laus.
Rau txhua lub sijhawm tau txais txiaj ntsig, Ntu A yuav hais txog tag nrho koj thawj 60 hnub (lossis thawj 20 hnub rau ib lub chaw tu neeg laus) tom qab koj ntsib koj qhov txiav tawm los tau. Tom qab thawj lub sijhawm no, koj yuav tsum them tus nqi them txhua hnub.
Lub sijhawm tau txais txiaj ntsig pib hnub uas koj raug lees tias tuaj pw sab hauv thiab xaus 60 hnub tom qab koj tawm hauv lub tsev laus. Koj yuav tsis tau pib lub sijhawm tshiab kom txog thaum koj tsis tawm hauv tsev khomob mus ntev li 60 hnub sib law liag.
Mus pw hauv tsev kho mob
Nov yog yuav ua li cas txhua tus nqi no ua rau tsev kho mob nyob rau xyoo 2021:
| Ntev nyob | Koj nqi |
|---|---|
| txiav tawm kom tau raws li lub caij nyoog kev pab | $1,484 |
| hnub 1-60 | $ 0 txhua hnub lav |
| hnub 61-90 | $ 371 nqi them txhua hnub |
| hnub 91 thiab dhau ntawd (koj tuaj yeem siv mus txog 60 lub neej tshwj tseg hnub) | $ 742 niaj hnub sib cog lus |
| tom qab tag nrho lub neej tshwj xeeb hnub tau siv | txhua nqi |
Kev saib xyuas neeg mob hauv tsev laus
Cov chaw tu neeg mob muab kev saib xyuas kom rov zoo xws li kev saib xyuas neeg mob kom zoo, kev qhia ua haujlwm, kev kho lub cev, thiab lwm yam kev pabcuam los pab cov neeg mob rov zoo los ntawm kev raug mob thiab mob.
Medicare Tshooj A npog cov nqi kho mob hauv ib lub tsev laus; txawm li cas los xij, muaj cov nqi koj yuav tau them ib yam nkaus. Nov yog qhov koj yuav them rau nyob hauv ib lub tsev laus nyob rau xyoo 2021:
| Ntev nyob | Koj nqi |
|---|---|
| hnub 1-20 | $0 |
| hnub 21–100 | $ 185.50 nyiaj npib txhua hnub |
| hnub 101 thiab dhau ntawd | txhua nqi |
Kho mob hauv tsev
Medicare Tshooj A npog rau cov kev pab tu neeg mob hauv tsev ib ntus hauv qee kis xwm txheej uas tsim nyog. Medicare yuav tsum pom zoo koj cov kev pabcuam kev noj qab haus huv hauv tsev. Yog tias raug pom zoo, koj yuav tsis tau them dab tsi rau kev pab tu mob hauv tsev.
Yog tias koj xav tau cov cuab yeej siv kho mob kom ruaj khov nyob rau lub sijhawm no, xws li cov khoom siv kho mob lub cev, cov khoom siv tu neeg mob, thiab cov cuab yeej pabcuam, koj tuaj yeem lav 20 feem pua ntawm Medicare tus nqi pom zoo rau cov khoom no.
Tsev kho mob
Tsuav tus neeg muab kev pab uas koj xaiv yog Medicare-pom zoo, Medicare Tshooj A yuav them rau qhov kev saib xyuas hauv tsev tos qhua. Txawm hais tias cov kev pabcuam lawv tus kheej feem ntau yog pub dawb, nws yuav muaj qee qhov nqi uas koj yuav tsum them xws li:
- ib qho nqi them tsis tshaj $ 5 rau ib qho tshuaj twg kom kho mob thiab tsos mob yog tias koj tau txais kev pab kho mob nyob hauv tsev
- 5 feem pua ntawm cov Medicare uas pom zoo rau kev kho mob lub chaw so
- tag nrho tus nqi ntawm kev saib xyuas hauv tsev laus, raws li Medicare tsis them rau kev saib xyuas cov neeg laus hauv tsev laus lossis lwm lub sijhawm
Tshuaj mob hlwb
Medicare Tshooj A npog rau kev kho mob hlwb; txawm li cas los xij, muaj cov nqi uas koj yuav tsum tau them.
Piv txwv li, koj yuav tsum them 20 feem pua ntawm Medicare tus nqi pom zoo rau kev kho mob hlwb los ntawm cov kws kho mob thiab cov kws kho mob muaj ntawv pom zoo thaum koj mus pw hauv tsev kho mob.
Nov yog yuav ua li cas nyob rau hauv chaw kho mob hlwb yuav nyob rau xyoo 2021:
| Ntev nyob | Koj nqi |
|---|---|
| txiav tawm kom tau raws li lub caij nyoog kev pab | $1,484 |
| hnub 1-60 | $ 0 txhua hnub lav |
| hnub 61-90 | $ 371 nqi them txhua hnub |
| hnub 91 thiab dhau ntawd, lub sijhawm uas koj yuav siv koj cov hnub so tseg | $ 742 niaj hnub sib cog lus |
| tom qab tag nrho 60 lub neej tshwj tseg hnub siv tau siv | txhua nqi |
FAQ: Kuv puas yuav raug nplua yog tias kuv tsis teev npe rau Ntu A kom sai li kuv tsim nyog tau txais?
Yog tias koj tsis tsim nyog tau txais Seem A Dawb thiab xaiv tsis yuav nws thaum koj muaj peev xwm nkag rau Medicare thawj zaug, koj yuav raug lub txim qeeb. Qhov no tuaj yeem ua rau koj tus nqi txhua hli nce ntxiv txog 10 feem pua rau txhua xyoo uas koj tsis rau npe rau hauv Medicare Tshooj A tom qab koj tsim nyog.
Koj yuav tsum them tus nqi them siab tshaj no ob zaug ntawm cov xyoo uas koj tsim nyog rau Ntu A, tab sis tsis tau xee npe rau nws. Piv txwv li, yog tias koj rau npe nkag 3 xyoos tom qab koj tsim nyog, koj yuav tau them tus nqi them siab zog ntxiv mus 6 lub xyoos.
Medicare Tshooj A npog dab tsi?
Ntu A feem ntau hais txog kev saib xyuas txuas mus ntxiv no:
- tsev kho mob
- mob hlwb
- cov neeg saib xyuas lub tsev laus
- pw kho tsev laus
- tos txais qhua
- tsev kho mob
Koj tsuas yog tau txais kev pab hauv Ntu A yog tias koj mus rau hauv ib lub chaw tu neeg mob (tshwj tsis yog kev kho mob hauv tsev). Yog li, nws yog ib qho tseem ceeb uas yuav tau nug koj cov kws saib xyuas mob yog tias lawv suav hais tias koj yog neeg pw lossis pw sab nraud ntawm koj txhua hnub nyob. Txawm hais tias koj tau raug suav tias yog pw lossis pw sab nrauv tuaj yeem cuam tshuam koj cov kev pab them nqi thiab koj yuav tau them npaum li cas.
Dab tsi tsis Part A npog?
Feem ntau, Tshooj A tsis pab them rau kev saib xyuas ncua ntev. Kev saib xyuas lub sijhawm ntev hais txog kev saib xyuas tsis muaj mob rau kev nyob hauv lub neej txhua hnub rau cov neeg xiam oob qhab lossis muaj mob ntev. Ib qho piv txwv yog hom kev saib xyuas ntawm lub tsev laus pabcuam.
Ib qho ntxiv, Ntu A yuav tsis them rau cov neeg pw hauv tsev kho mob lossis cov chaw kho mob puas siab ntsws nyob dhau koj cov hnub so ua ke. Koj muaj tag nrho 60 hnub uas koj tuaj yeem siv yog tias koj tuaj pw hauv ib qho ntawm cov chaw no tom qab koj tau nyob hauv 90 hnub.
Lub neej cia rau ib sim neej tsis muaj ntxiv lawm. Thaum koj tau siv txhua yam ntawm lawv, koj yuav yog lub luag haujlwm rau txhua tus nqi. Piv txwv li, yog koj siv tag nrho koj cov hnub so hauv tsev kho mob dhau los nyob ntev dua 90 hnub, koj yog lub luag haujlwm rau tag nrho cov nqi yog tias koj qhov tuaj pw tom qab tshaj 90 hnub.
Cov nqa mus
Medicare Tshooj A pab them rau cov neeg mob pw, xws li cov nyob hauv tsev kho mob lossis cov chaw tu neeg laus. Ua ke nrog Tshooj B, cov ntu no ua Medicare qub.
Cov neeg feem coob tsis them tus nqi txhua hli rau Ntu A, tab sis muaj lwm cov nqi uas cuam tshuam nrog Ntu A uas koj yuav raug them xws li txiav tawm, them nqi, thiab ua kom muaj nuj nqis.
Kab lus no tau raug hloov kho thaum Lub Kaum Ib Hlis 13, 2020, kom pom zoo 2021 Cov ntaub ntawv Medicare.
Cov ntaub ntawv ntawm lub vev xaib no tuaj yeem pab koj txiav txim siab tus kheej txog kev tuav pov hwm, tab sis nws tsis yog yuav pab tswv yim txog kev yuav khoom lossis kev siv cov khoom pov hwm lossis kev tuav pov hwm. Healthline Media yuav tsis hloov lag luam ntawm kev tuav pov hwm tsis hais yam twg thiab tsis tau ntawv tso cai raws li cov tuam txhab pov hwm lossis cov neeg tsim khoom hauv ib cheeb tsam ntawm Teb Chaws Asmeskas. Healthline Media tsis tau qhia lossis pom zoo rau ib tog neeg thib peb uas ua lag luam ntawm kev tuav pov hwm.
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